Want a free meal or treat on your birthday? There are a lot of restaurants that want to make sure you get one. Simply sign up for their rewards program and include your birthday on your customer profile.
Free birthday deals
Here are a few places that offer free birthday meals, desserts, or treats:
If you sign up for Arby’s Rewards, you can receive a small milkshake and curly fries for free on your birthday with the purchase of any sandwich.
Baskin-Robbins
When you join the Baskin-Robbins Birthday Club, you’ll get an emailed coupon for a free 2.5-oz scoop on your birthday.
Big Boy
Sign up for the I Love Big Boy email club to get a free dessert on your birthday. You can also sign your kids up for the Big Boy Kids’ Club for rewards and a free birthday kid’s meal for kids 10 and under.
Buffalo Wild Wings
Enjoy 6 free wings on your birthday month when you join the Buffalo Wild Wings Blazin’ Rewards Program.
California Pizza Kitchen
If you join the CPK Rewards, you’ll get a free dessert on your birthday. You can also upgrade to a free birthday entree when you earn 350+ rewards points, which you can earn each time you dine.
Chili’s
Sign up for My Chili’s Rewards and get a free dessert on your birthday. Plus, you’ll get free chips and salsa or a non-alcoholic beverage if you spend a minimum of $5 and visited a participating location in the last 45 days.
Chipotle
Join Chipotle Rewards and get a free order of guac when you sign up and another on your birthday.
Cinnabon
Join the Cinnabon Rewards program and get a free 16-oz cold brew on your birthday. Plus, every purchase you make can earn points toward a free classic roll.
Denny’s
Sign up for Denny’s Rewards and get a free “Build Your Own Grand Slam” breakfast, which includes options like eggs, pancakes, sausage, and bacon.
Einstein Bros. Bagels
Join the Schmear Society Rewards Program and enjoy a free egg sandwich with a purchase on your birthday.
Firehouse Subs
Firehouse Subs Rewards Members can start their birthdays with a free medium sub when they make a minimum $1 purchase when claiming the reward.
Golden Corral
Sign up for Good as Gold Rewards Club and get a free beverage, plus other special birthday offers.
IHOP
Sign up for IHOP’s loyalty program, The International Bank of Pancakes, and chow down on free pancakes on your birthday. You can also earn free PanCoins. You can trade 3 PanCoins for a short stack of 3 pancakes.
Jersey Mike’s
Celebrate your birthday with a free regular sub and a 16-oz. drink when you sign up for a MyMike’s account.
Jimmy John’s
When you join Jimmy John’s Freaky Fast Rewards, you can enjoy a free sandwich after your first order and a birthday surprise (varies by location).
Johnny Rockets
If you’re a Rocket E-club member, you will receive a birthday offer in your email for a free hamburger with the purchase of an entree and drink.
Krispy Kreme
Krispy Kreme Rewards members get a free donut for signing up, plus a birthday coupon emailed to you on 1st day of your birthday month.
Pei Wei
Join the Pei Wei Rewards to be eligible for a free small shareable on your birthday. You can choose from crab wontons, traditional edamame, vegetable spring rolls, or pork egg rolls. The reward will automatically load into your account a week before your birthday and can be redeemed when you pay for either a soft drink or a small plate during your birthday month.
P.F. Chang’s
Dig into a complimentary dessert or appetizer during your birthday month when you join P.F Chang’s Gold Rewards Program.
Pizza Hut
Get an order of free breadsticks or cinnasticks during your birthday month when you sign up for Hut Rewards.
Red Robin
Register for Red Robin Royalty perks and get a free burger during your birthday month or a free kid’s meal for your little one’s birthday.
Ruby Tuesday
Join the Ruby Rewards and get a free dessert on your birthday.
Sonny’s BBQ
Munch on a complimentary Big Deal combo on your birthday when you join Sonny’s BBQ ‘Q Crew Rewards. You can also get $5 off $25 when you sign up.
Starbucks
Get a free handcrafted beverage, one complimentary food item, or one complimentary ready-to-drink bottled beverage at participating Starbucks stores when you join Starbucks Rewards.
Texas Roadhouse
As a Texas Roadhouse VIP Club member, you are eligible for a free appetizer or a sidekick of ribs on your birthday.
TGIFridays
Register for TGI Fridays Rewards Program and get a free dessert on your birthday. As a TGI Fridays Rewards member, you’ll get free chips and salsa or $3 off an appetizer with every visit.
Waffle House
Register for the Waffle House Regulars Club to celebrate with a free waffle on your birthday. As a member, you’ll receive a free order of Hashbrowns as soon as you sign up.
Wingstop
Get a free birthday gift when you sign up for Wingstop rewards.
Mystery shopping has been a popular way to earn free products and restaurant meals for years. It’s also a flexible gig for single moms who are short on time and energy, since you can pick which opportunities work for you and don’t have to commit to a set schedule.
The downside is that these are truly gigs — not a career — in which you can pick up $20 or $40 here and there (and sometimes a free meal).
That said, there are plenty of legit mystery shopper jobs — but also a number of secret shopping scams to watch out for. This post breaks down how secret shopping works, how much you can realistically make, and which legitimate companies can connect you with these opportunities.
A mystery shopper, also known as a secret shopper, ghost shopper, or anonymous shopper, is someone hired by a company, or a market research firm, to evaluate the quality of service in stores, restaurants and other businesses without the employees knowing they are being assessed.
These undercover shoppers perform specific tasks, such as purchasing a product, asking the sales people questions, calling the store or business in advance to see how well the employees communicate, or simply observing the environment.
Mystery shoppers are typically paid per assignment and may be reimbursed for any products or services they are required to buy to complete the job. Since assignments aren’t consistent and you must apply and get approved for gigs, mystery shopping is a side hustle for most people. This is not career work.
How does mystery shopping work?
Companies hire secret shoppers to see if their sales or customer service team are complying with government regulations or company policies — or simply providing good service. Mystery shoppers are given assignments, often called “shops,” which include a checklist of items to evaluate — things like cleanliness, employee interactions, product quality, and speed of service.
After completing their assignments, mystery shoppers submit a report detailing their observations, which often include photographic or video evidence.
“One thing I really like about mystery shopping is how many jobs there are on the app to choose from and how you can do them whenever you want since some shops only require you to visit during normal business hours,” says Katie Bateman, who works full-time for a talent agency in the Nashville area.
For the past year, Bateman has also completed mystery shopping jobs a few times per month as a side hustle.
Is mystery shopping legit?
Yes, mystery shopping is a legitimate practice used by many reputable companies across various industries to improve their business operations. To ensure you are working with a legitimate mystery shopping company, look for certification from the Mystery Shopping Provider’s Association1 (MSPA), a global organization that represents the mystery shopping industry.
MSPA was founded in 1998 and has more than 150 member companies worldwide. Members are required to adhere to a strict code of ethics, such as treating shoppers with respect, ensuring confidentiality of information, and providing accurate and timely payments for completed assignments.
Types of secret shoppers
Mystery shopping isn’t one-size-fits-all. Here are several types of secret shopping assignments you might encounter:
Airline: Evaluate the customer service and overall experience of airlines, from booking tickets to in-flight service.
Hotel: Stay at hotels to assess accommodations, amenities, and hospitality services.
Restaurant: Dine in restaurants to evaluate food quality, service, and dining environment.
Retail: Shop in-store to gauge customer service, store cleanliness, and product availability.
Online mystery shopping: Assess websites for ease of use, customer service responsiveness, and online shopping experience.
Telephone mystery shopping from home: Evaluate customer service over the phone, including response times and the quality of assistance.
Video shopper: This involves wearing a hidden camera with a built-in microphone to capture your experience during your shopping assignment. Instead of writing up a report afterward, you just submit the video and a few notes. Some mystery shopping companies provide the video equipment, while others may require that you have your own, which can be an investment of a few hundred dollars.
The baseline for some mystery shopper gigs falls between $7 to $20 per assignment for a beginner. This doesn’t include the reimbursement if you need to make a purchase, but does include the report you must write after interacting with the retailer. The amount you can make also depends on the complexity of the job and your experience level as well.
One Reddit user explained how they found higher compensation with certain restaurants or hotel-related assignments:
Sherita Brown, who runs the YouTube Channel GoalDigger, has been doing mystery shopping jobs on and off for several years and says her favorite assignment was being paid $100 for opening a bank account.
“The pay can vary based on the client’s needs and the requirements, but there’s a lot of variety,” Brown says. “I have done bank shops, restaurant shops, hotel shops, movie shops, a shop at an NFL game, and a shop where I was paid to try on clothes, just to name a few.”
Bateman was paid to secret shop at a soap store in Tennessee and got reimbursed for up to $25 in merchandise. “I just had to answer a few questions about the store and submit my receipt,” she says.
Bateman says that while some of her shops have only provided reimbursement for compensation, most pay a compensation fee, plus reimbursement for the purchase. $10 to complete an assignment and $20 reimbursement for the purchase is typical in her experience on the Secret Shopper app.
For meals, she earns up to $40 to $50 for reimbursement and around $15 to $20 for the job fee.
Mystery shoppers are self-employed contractors and not considered employees by most secret shopper companies, which means you’ll be asked to fill out and submit a W-9 form and pay self-employment taxes on whatever you make.
How to find mystery shopper jobs
To find mystery shopping opportunities, you’ll need to do some online research and networking since most companies have recruiters or schedulers that help book people for jobs.
Sometimes, secret shopper schedulers share last-minute opportunities, with information about how to apply so you can earn money quickly. You can use these Facebook groups to forge relationships with mystery shopper schedulers and editors because they play a crucial role in the process of assigning tasks to shoppers and reviewing their work.
To get started, you have to sign up with a mystery shopping company and complete your profile so you can view and apply for jobs that interest you.
Here is a list of 11 reputable companies to get started. All of these companies have either a high Better Business Bureau rating, are registered with the MSPA, or have positive independent reviews and shopper feedback on third-party sites like Trustpilot and Reddit.
1. AboutFace
AboutFace is a mystery shopping company headquartered in Atlanta. They offer a wide range of assignments, from retail stores to brand audits across the U.S. Once you create an account and add your profile details, you’ll see opportunities within a 50-mile radius of your location.
This company also offers detailed training and support for new shoppers, making it an excellent choice for beginners. Payments are typically made via PayPal about 30 to 45 days after a completed assignment.
BBB rating: A+ (not accredited)
MSPA registered
2. A Closer Look
A Closer Look specializes in mystery shopping for the hospitality industry, including restaurants, hotels, and resorts. Shoppers can enjoy complimentary meals and stays while providing valuable feedback. The company has been around for the past 25 years and compensates based on the complexity of its assignments.
BBB rating: A+ (accredited since 2019)
MSPA registered
3. BestMark
BestMark has been around since 1986 and is one of the largest mystery shopping companies, offering a variety of assignments across various industries. You can sign up for assignments online, via email, or by text.
Compensation varies by assignment, and you will either be offered a cash payment, reimbursement, or both. Payments are made between the 15th and 20th of the month for shops you successfully completed the previous month.
BBB rating: A+ (not accredited)
MSPA registered
4. Intouch Insight
Intouch Insight is a trusted name in mystery shopping, offering paid opportunities for shoppers to earn extra income by evaluating real customer experiences across various industries. Recognized as an Elite Member of the Mystery Shopping Providers Association (MSPA) for 2026, the company offers 30,000–50,000 mystery shopping opportunities each month through iSecretShop, Sassie, and Shopmetrics. Assignments typically pay between $10 and $200 and are available throughout the U.S. and Canada.
5. Ellis Mystery Shopper
Ellis Mystery Shopper specializes in evaluating real estate properties, including apartment complexes and rental communities. If you’re interested in the housing market, this company offers unique opportunities to assess property management and tenant experiences since they conduct more than 8,000 apartment mystery shopping jobs per month.
Payments are processed monthly via direct deposit, with detailed guidelines provided for each assignment.
BBB rating: A+ (not accredited)
*Note that there is currently an alert on Ellis’ BBB profile page that says there is currently a scam operation using this business’ name. This is what it says: “If you have received a check in the mail and you are told to deposit the check and wire money, or to get a green dot card and report the numbers back to them, it is a scam.”
Not MSPA registered
6. Intellishop
Intellishop offers a diverse range of assignments, from retail to automotive shops. They provide a user-friendly platform for finding and applying for assignments, with clear instructions and support.
To get started, you must sign up online or download the app and take a five-minute screening test to demonstrate that you can provide a detailed and well-written evaluation. Payments are made via PayPal on the 20th of each month, and there are frequent opportunities available nationwide.
BBB rating: A+ (accredited since 2001)
MSPA registered
7. iShop
iShop focuses on the retail sector, with assignments available at various stores, including clothing, electronics, and grocery markets. They offer a straightforward application process and regular opportunities for shoppers. Payments are also made bi-weekly, which is sooner than other companies, but it’s still not quick if you’re looking for same-day pay jobs or next-day paid work.
BBB rating: A+ (accredited since 2021)
Not MSPA registered
8. Jancyn
Jancyn offers mystery shopping assignments in several industries, including retail, dining, and health care. The minimum age requirement to sign up is 16, but you may need to be 21 or older for some mystery shopping assignments.
Assignments are available on the ShopMetrics platform, and you can also earn certifications here to improve your shopper profile since some opportunities require you to earn a certification in specific industries. Jancyn sends payments via PayPal or Venmo.
BBB rating: A+ (not accredited)
MSPA registered
9. Market Force
Market Force is a leading customer experience management company that works with many big-name brands across various industries.
Market Force offers mystery shopping assignments in industries such as retail, restaurants, and entertainment, as well as online mystery shopping jobs where you will evaluate a company’s website or mobile app features. They also offer theater mystery shopping opportunities where you will report your experience from buying a ticket and observing the concessions available to rating the quality of the theater itself and the service from staff.
BBB rating: A+ (accredited since 1975)
MSPA registered
10. Secret Shopper
Secret Shopper has been in business since 1990 and offers a variety of in-person, online, and phone mystery shopping jobs. This is one of the rare companies that offers secret shopper jobs in other countries, as well.
Shops range from $15 to several hundred dollars depending on the client, but you must turn your written report in by noon the following day to be eligible for the next payment cycle. Shoppers get paid around the 20th of every month for the previous month’s shop(s) via ACH direct deposit or paper check.
BBB rating: A+ (accredited since 2009)
Not MSPA registered
11. Second to None
Second to None has been around for more than 30 years and offers mystery shopping opportunities in industries such as retail, healthcare, and hospitality. You must be an AARP member to join and this company is also a member of the Mystery Shopping Providers Association (MSPA).
BBB rating: A+ (accredited since 2019)
MSPA registered
Watch for mystery shopping scams
While there are plenty of legitimate mystery shopping companies to choose from, some scams still exist. The Federal Trade Commission (FTC) warns against signing up with any company that requires you to pay to become a shopper or promises unusually high earnings.
Also: never deposit a check from a company as part of an assignment. This is a common scam where someone sends you a fake check (that has no value) to deposit. Then, when the check doesn’t clear and you spend money from your account, you could overdraft and be responsible for those fees.
There have also been some instances where scammers have falsely impersonated other legitimate companies or mystery shopping opportunities. For example, Best Mark2 has a page on its website detailing a scam that people are running using the company’s trademarked name and logo while asking people to deposit a check or wire money.
In 2023, a local news network out of Charlotte, N.C., reported a scam in which someone received an email from Kroger stating they could become a mystery shopper and earn up to $400, which Kroger debunked. It’s important to check the email address for typos or off-brand content and make sure you’re using a legitimate company to sign up for any mystery shopping opportunities.
To avoid scams, check to see if the company has:
Independent reviews on third-party review sites like Trustpilot
A rating with the BBB
A current membership of the MSPA
Free sign-up form with no payment requirement to apply for shops
The 101 on mystery shopping gigs
Mystery shopping can be fun and flexible side gig, and you don’t need a degree or experience to get started. Still, it may not be the best fit for everyone, since pay can be low and inconsistent (not to mention most gigs take several weeks to pay out).
If you have a car and are looking to earn some extra cash for spending money, mystery shopping might be for you. You can also try a side hustle like taking surveys or shopping with cash-back apps. Keep in mind that you may only be reimbursed for your shopping trips instead of getting paid directly, but this could still supplement some of the money you might have spent on food and products.
Brown recommends choosing a first shopping assignment based on something you already do.
“Apply for as many shops that interest you, but don’t challenge yourself too hard in the beginning,” she said. “Providing detailed and accurate reporting is crucial so you can get approved for more jobs.
“It helps to be familiar with the shop assignment beforehand so you aren’t overwhelmed with the experience early on.”
“Beware of Scams That Target Mystery Shoppers and Mystery Shopping Providers,” BestMark. https://www.bestmark.com/become-a-mystery-shopper/scam-alert/
Sometimes the last thing you want to do is come home from work and cook a meal — or pack your lunch for the next day. Fortunately, you don’t have to go broke eating at a restaurant or ordering takeout.
These are some restaurants with locations across the country where you can get the best deals on food. Note that these promotions may not be valid at all locations:
Applebee’s
To get the best cheap eats, stick with the 2 for $20 menu (available for dine-in, carryout, and delivery where available). You can get two entrees and one appetizer for $20.
You can also get half off select appetizers from 3-6 p.m. and from 9 p.m. to close at participating locations. The kids’ menu features multiple items under $6, and side dishes are often $5 or less.
Baskin-Robbins
Get a free regular-sized scoop of your favorite Baskin-Robbins ice cream when you download the app and sign up for text message deals.
Buffalo Wild Wings
At Buffalo Wild Wings, you can get a buy-one-get-one deal on traditional wings on Tuesdays and boneless wings on Thursdays when you purchase the same style of wings of equal or lesser value.
At participating locations, you can also get drinks and appetizers for $3-$6 between 3 and 6 p.m., Monday through Friday.
Burger King
The home of the Whopper has a value menu with sandwiches, drinks, fries and desserts starting at $1. Some Burger King restaurants are currently offering a $5 “Your Way Meal,” which includes your choice of a Whopper Jr., Chicken Jr., or Bacon Cheeseburger, plus four-piece chicken nuggets, fries, and a drink.
You can also find coupons for free or discounted menu items through the Burger King app or on the Burger King website. Printed coupons also appear in newspapers and mailers.
Some Burger King locations in states that participate in the RMP accept EBT from eligible SNAP recipients.
Carraba’s Italian Grill
At Carraba’s you can order from the Family Bundles menu to save money when you dine out. The meals offer four servings and include a large family-style entree complete with your choice of salad and warm bread. You can also sign up for Carrabba’s rewards to earn 5 points for every dollar you spend on food and non-alcoholic beverages. Earn 350 points, and you’ll get a $5 reward.
Checkers/Rally’s
Checkers and Rally’s will give you 250 rewards points when you sign up and make your first purchase. You can earn more points with each purchase. When you reach 400 points, you get a $5 reward to purchase free food.
Chili’s
If you sign up for Chili’s rewards and purchase a regular entree, you’ll get a free kids’ meal for a child 12 and under. Chili’s also offers a 3 for Me menu that starts as low as $10.99 and includes a drink, appetizer, and entree.
Chili’s Rewards members also get free chips and salsa or a non-alcoholic beverage every time they dine in and spend at least $5. You’ll also score a free birthday dessert and other free food items just for being an active member.
Chipotle
Chipotle meal portions are so large that you can easily divide one meal into two. Meals include rice and multiple protein options like beans, meat, and soy protein on your choice of salad, burrito bowl, tacos, or traditional burrito.
If you prefer, you can get a single or double serving of meat — the chicken and sofritas have the least expensive upcharge for a double portion. Guacamole is free if you order a vegetarian dish, though it does have an upcharge of $2.65 otherwise.
You can also get extra tortillas on the side at only 25 cents each. Chips and salsa are less than $4.
Dominos
The Dominos Mix & Match Deal allows you to choose two or more options from a list of entrees, appetizers, and desserts that are each $6.99 or less. Some stores have a daily $7.99 carryout deal where you can choose a three-topping pizza, oven baked dip with twists, or wings.
Visit the Dominos website or app to see which deals are currently available at your nearest location.
Golden Corral
Golden Corral is an American-style, all-you-can-eat buffet with more than 150 food choices. You can dine in, take it to go, or have it delivered. Join the Good as Gold club to get free drinks, a birthday reward, and coupons.
Sign up for Golden Corral Rewards, get a $5 joining bonus when you spend $25, and earn points to get free food. Each dollar you spend earns one point. For every 100 points, you earn a $10 reward.
IHOP
Starting at 3 p.m. at participating locations, IHOP offers a reduced-price menu, with entrees starting at $6. Plus, menu items on the 55+ and kids menus are under $10 all day.
Jimmy John’s
When you sign up for Jimmy John’s Freaky Fast Rewards program, you can get a free sandwich after your first purchase. You’ll also regularly be alerted to deals and be able to earn points toward more free food.
At participating stores, you can also buy a 16-inch French bread loaf for just a few dollars (my location listed $3.50), which you can use to make your own sandwiches at home.
Krispy Kreme
Get a free doughnut when you sign up for Krispy Kreme Rewards. Every doughnut and coffee purchase helps you earn free treats. Also, receive special perks only available to members. You must redeem any reward within 90 days of earning it.
McDonald’s
McDonald’s has long been known as an affordable fast food option. They frequently run deals like two sandwiches for one price, or buy one get one for $1. But there’s also a value menu with breakfast/lunch/dinner items for $1, $2, or $3.
For a more filling meal, try food hacks with the value menu like:
Buy a breakfast sandwich and add a hash brown in between
Buy a McDouble, but request an extra bun and make two sandwiches
If you want a smaller portion, you can ask for a Happy Meal. For less than $7, you can get a hamburger or 4-piece chicken nuggets, fries, apple slices, and a drink.
Participating McDonald’s locations in RMP states accept EBT from eligible SNAP recipients.
Olive Garden
When you dine in, Olive Garden offers unlimited salad and breadsticks when you purchase an entree. They also run specials like the Never-Ending Pasta Bowl and offer lunches starting at $7.99 if you’re searching for cheapest lunch “near me.”
If you’re getting takeout, you can choose between three classic entrees for $6 with the purchase of one regular priced entree. These are:
Fettuccine alfredo
Five cheese ziti al forno
Spaghetti with meat Sauce
Quiznos
Download the Quiznos loyalty app and get $5 off on your first order in the app. Enjoy a BOGO deal on your birthday on 8-inch subs. And, if you refer a friend, you’ll get a free 8-inch sub when they sign up and use the app. Earn points for more free food in the app.
Red Robin
When you order a burger or entree at Red Robin, you get all-you-can-eat steak fries, kettle chips, sweet potato fries, garlic fries, broccoli, or salad. The restaurant chain also has a lower-priced line of Tavern burgers to help you save money.
During happy hour — Monday through Friday from 3-6 p.m. — you can get discounts on select appetizers, milkshakes, and drinks.
Sonic
Every Tuesday after 5 p.m., Sonic offers half-price cheeseburgers if you order online or through the Sonic app. You can also get half price drinks/slushies through the app/website. Text DRIVEIN to 876642 to receive texts from Sonic with current promotions and deals.
Taco Bell
Taco Bell offers multiple menu items for $6 or less, like the Build Your Own Cravings Box that includes a taco, specialty item (like a Crunchwrap), a side like chips or cinnamon twists, and a medium drink (10 cents upcharge for a large drink).
The menu is vast and includes vegetarian options, bowls, tacos, burritos, and other food items, many of which are $5 and under. Taco Bell, like many fast-food restaurants, also has a value menu with menu items ranging from $1-$5.
Some Taco Bell locations in RMP states accept EBT from eligible SNAP recipients.
Texas Roadhouse
The Texas Roadhouse VIP Club offers a free appetizer within 48 hours of signing up. It’s free to join, and members get rewards by email just for being in the club. Once you’re in, you’ll get a personal link to sign up for birthday offers, as well.
Cheap eats “near me” at convenience stores
Convenience stores and gas stations are great places to find cheap eats, and many offer rewards programs. Here are some examples of food you can get at your local convenience store:
7/11
7-Eleven has hot foods like pizza and wings but also healthier options like fruit and salads. While prices are competitive with other convenience stores, you can unlock lower food prices when you sign up for the 7Rewards loyalty program.
7-11 free drink or snack when register for 7REWARDS
When you sign up for 7REWARDS, you can begin earning points to exchange for free food items. When you present the app in store or connect it with 7NOW Delivery, you can earn points on food, beverages, snacks, and convenience items.
Every 1,000 points equals $1. Earn five times the points when you use 7-Eleven Wallet, a way for you to pay through the 7-Eleven app. Just link a credit or debit card to the app or add cash at the register. As long as you use the 7-Eleven app, redeem points, or make an in-store purchase once every 90 days, your points won’t expire.
Circle K
Menu items vary, but most Circle K locations have hot food like breakfast burritos, hot dogs, and pizza and healthier choices like wraps and prepared salads. All items are grab and go.
Sheetz
If you want a hot prepared meal, Sheetz makes food when you order it, 24/7. Its menu includes:
Breakfast items (sandwiches, burritos, hash browns, waffles, french toast sticks)
Lunch/dinner sandwiches, wraps, subs, and burgers
French fries, tater tots
Other fried appetizers
Pizza
Hot dogs
Salads
They also offer grab-and-go cheap eats, including refrigerated wraps, salads, and sandwiches.
Sheetz free beverage or snack with 250 rewards points
Sign up for a free Sheetz Rewardz account, and earn five points for every dollar you spend in-store. You can get a fountain drink, self-serve Sheetz Bros. coffee, or a Shweetz donut or cookie when you hit 250 points.
The more points you earn, the higher your rewards level. Higher levels unlock more free food. Unused points expire one year from the month you earned them.
The main option at Royal Farms is fried chicken, but they also offer sandwiches, subs, burgers, and breakfast/lunch bowls at reasonable prices. There are lots of filling options for $10 or less.
Free drinks and meals with ROFO Rewards
The Royal Farms Rewards program gives you a free two-piece chicken meal on your birthday. Plus, you can earn two points for every dollar you spend in-store and one point per gallon when you buy gas. You can exchange the points for food, snacks, and beverages.
There are four point tiers: 50, 125, 250, and 400. At each tier, you can cash out points to get free food and beverages. You can track your rewards in the ROFO app. When you earn points in any given month, you have one year to use them.
Wawa
Wawa has prepared foods and options that are made to order. You have a ton of options to customize your meal like toppings and sauces. Wawa serve:
Sandwiches
Wraps
Subs
Bowls
Soups
Salads
Snacks like fruit and cheese boxes or soft pretzels
Renting a new home usually requires a deposit of first and last month’s rent, plus a one-month security deposit. In some areas, it is impossible to find a rental without paying a broker’s fee of one month — bringing move-in costs to $10,000 or more.1
These upfront costs, plus application fees and moving expenses, can present a significant financial challenge — especially for low-income, first-time renters. However, we found dozens of government and community programs for those who qualify — and scams to avoid.
Sometimes you have to do what you have to do.
Single mom Darlene Mersereau told me: “I live in Massachusetts and our rental market is insane. Average rent for a two bedroom is $2,400 outside of the cities, and landlords typically require first, last and security. Additionally, it’s hard to find a rental without using a realtor — which is typically a full month’s rent. So for a 2 bedroom, it’s almost $10,000!
“The only way I’ve navigated this is by using my company bonus and pulling from savings or a 401K loan. When I get my security deposit returned, I try to pay down the 401K loan.”
If you don’t have any savings (or prefer not to blow it all on a deposit), keep reading:
Housing scams, especially in this age of housing shortages, are common. Do the deposit rules for your dream home sound fishy? Do your homework.
For example, most states limit the security deposit to two months, but in some cities, like San Diego, laws limit a security deposit to one month’s rent, as do the states of Alabama and Nebraska.
It is also helpful to be familiar with the federal Fair Housing Act,2 which allows landlords to charge higher deposits based on rental history (evictions, broken leases), pets and credit scores, but not for children and service animals.
When people are desperate, a huckster is waiting to take advantage. When it comes to emergency housing situations, here are some common scams and predatory offers to keep an eye out for:
The property manager asks you to wire money or pay in an unusual way like cash or a gift card
The deposit violates the Fair Housing Act or laws in your state
High-interest loans cloaked as rental deposit assistance
Advertisements for no-deposit rentals, but then a bait-and-switch is revealed when a deposit is later required
Rental and security deposit assistance
Check out these charities and programs that help low-income and first-time renters:
Government programs
Some states, cities and counties still operate security deposit programs. They are typically run by local housing departments that oversee a specific area. These programs are often in place for homeless or low-income people and may provide a subsidy to cover up to one month’s rent.
In some areas, like San Diego County, Calif., security deposit assistance of up to two month’s rent is offered for a limited time to landlords as an incentive to start new leases with renters who participate in housing voucher programs.3
How to get help:
To find security deposit programs in your area, start with your local department of housing. The location of your housing department and the programs it oversees will vary by state, city, county or other locality.
If you aren’t sure where to start, the United Way’s 211 is a great resource that can help you find housing departments, as well as active security deposit programs. Dial 211 on your smartphone or landline or visit 211.org.
Here are some local housing resources that can help:
The United Way helps people find community resources through its 211 service, which connects you to an expert who will help you find any available rental or security deposit assistance programs in your area.
When using the 211 website:
Click on “Find a local 211”.
Enter your address or zip code and click “Search”.
Click “Search for resources online”.
This will take you to your local 211 search page, where you can type “rental deposit assistance” or “rent payment assistance” in the search term field. This will bring up a list of agencies in your area that may provide help.
How to get help:
Dial 211 from your phone or visit 211.org
Local churches and charities
Connect with local churches in your area to ask about help as a first-time, low-income renter. While not all churches have specific programs set up to help renters, some use donated funds to help people that need temporary support toward self-sufficiency.
For example, the Bel Air United Methodist Church in Maryland offers security deposit assistance to Harford County residents as part of its Pass It On Ministry.4
Sacred Heart Community Service offers emergency deposit assistance and first month’s rent for low-income Santa Clara County residents in California.5
How to get help:
Do a Google search to find local charities and nonprofits that help families in need or use sites like FindHelp.org.
If you are a member of a church, it’s a good idea to ask if your church offers help, but in many cases, membership is not necessary for one-time assistance. However, you may need to provide proof of need or enroll in church-led financial literacy courses.
How to get help:
Reach out to local churches
Search “churches near me” online
Churches and charities also often provide help for other housing-related expenses, like:
The Neighborhood Assistance Corporation of America (NACA) is primarily known for its home ownership programs but also offers a rental housing program. The program offers housing counseling to low and moderate-income renters, which includes referrals to emergency housing, homeless prevention and social services.
How to get help:
Call 425-602-6222
Email services@naca.com
Salvation Army
The Salvation Army is a religious organization that has long provided housing assistance. Some branches have a rapid rehousing program that helps with the first month’s rent in emergency situations. Program availability is dependent on local resources and funding.
St. Vincent de Paul is a faith-based organization that serves individuals and families with diverse needs. Local branches may offer one-time rent assistance.
Catholic Charities provides affordable housing across the country and offers emergency and temporary housing aid. Some locations may offer assistance with your first month’s rent or a security deposit.
For example, if you have an eviction notice and need a new place to rent, the New York-based Fulton Montgomery Catholic Charities will pay the first month’s rent6 for applicants who have been denied help from the Department of Social Services.
Services vary by area, so contact your local Catholic Charities agency for specific details.
Did you know the U.S Department of the Treasury has an emergency rental assistance program? Known as ERAP1 and ERAP2, the ERAP1 program ended in December 2022, but ERAP2 is still active in some areas.
The Low Income Relief YouTube channel shared some insights on this program that helps eligible households that have trouble paying rent, utilities and other housing costs:
Keep in mind, these funds are available for emergency situations to cover past-due rent and utilities and are not an option if you don’t meet eligibility guidelines. Additionally, some states have exhausted their ERA2 funds.
To be eligible for ERA2:
You or a member of your household is qualified for unemployment benefits, or has experienced reduced income, or has significant costs, or is navigating a financial hardship that is due directly or indirectly to the COVID-19 pandemic
At least one person in your household is able to prove that they are at risk of homelessness or in an unstable housing situation
Your household is considered low-income if your income is below 80% of the HUD area median income guidelines7
Some apartment communities and landlords may offer “no deposit” or “zero deposit” rentals. This could be from a rental promotion or it may be an option for well-qualified renters — those with excellent credit and a good tenant reputation verified by a former landlord.
You may also be able to avoid a deposit if you take over a current lease.
“If a renter has to leave their unit before their lease is up for whatever reason, they may need to find someone to take their place until the end of the lease,” Seamus Nally says. Nally is CEO of TurboTenant landlord software.
Nally says such opportunities are often posted on sites like Facebook Marketplace, Craigslist, and classified ads in your local paper.
“If you can secure this kind of deal, that usually allows you to avoid having to pay a security deposit,” he says. “Just make sure that the landlord consents to you taking over the lease.”
In some cases, you may have to pay a security deposit once the lease is up, but you can verify that with the landlord and then save up to prepare for the upcoming expense.
That is the key when it comes to any type of rental agreement. Verify it with the landlord. Go to the actual property you wish to rent to meet the landlord or property manager in person. If you are moving from a different state and cannot visit the property, find a reputable real estate agent in the area who also handles rentals. This way, you can avoid scam artists.
While you’re navigating the ins and outs of rental agreements and security deposits, it’s also wise to consider your long-term financial security. Many renters overlook the importance of insurance, but cheap renters insurance is an affordable way to protect your belongings in case of theft, fire, or other unexpected events. It’s a small cost that can provide significant peace of mind, especially when you’re managing other expenses like deposits and moving costs.
“Average Rent in the U.S.” March 2024. RentCafe. https://www.rentcafe.com/average-rent-market-trends/us/
“Housing Discrimination Under the Fair Housing Act,” U.S. Department of Housing and Urban Development. https://www.hud.gov/program_offices/fair_housing_equal_opp/fair_housing_act_overview
“AB-12 Tenancy: security deposits” October 11, 2023. California Legislative Information. https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB12
“Pass It On Ministry Financial Assistance Ministry” Accessed April 25, 2024. Bel Air United Methodist Church. https://belairumc.org/financial-assistance-pass-it-on-ministry/
“Deposit Assistance” Accessed April 25, 2024. Sacred Heart Community Service. https://www.sacredheartcs.org/deposit-assistance
Area Median Income Lookup Tool. Fannie Mae. https://ami-lookup-tool.fanniemae.com/
Pets are considered beloved members of the family and like any member of the family, their health and wellness are important — but expensive.
According to the American Kennel Club,1 some of the costs of owning a pet annually (in this case a dog) include:
Food – $120-$900 per year
Grooming – Up to $1,400 per year
Health services – $700-$1,500 per year
Toys and treats – $35-$250 per year
Let’s not forget about other things like boarding services, collars, crates, dog walkers, emergency vet fees, leashes, pet insurance, supplements and training — and carpet cleaning, sofa reupholstery, and other shenanigans-related costs.
As of 2024, the cost of owning a pet is on the rise. Rover.com, the world’s largest online marketplace for loving pet care, recently released its fifth iteration of the True Cost of Pet Parenthood Report for dogs and cats and found that annual costs for dog essentials ranges from $1,000 to $5,225 a year with a median monthly cost of $260.2,3
The costs of owning a pet are rising. But with Nutra Complete, a safe, affordable, and nutritious supplement, you can help support your pet’s daily wellness, immune function, and energy without breaking the bank. This freeze-dried dog food is packed with essential nutrients, helping to maintain overall health and vitality for your furry family member.
Many pet owners can go into debt because of their pets, which may lead them to decide against pet care altogether.
According to Marketwatch,4 nearly 33% of pet owners without pet insurance said they’ve avoided taking their pet to the vet to prevent a high bill, compared to just 22% of pet insurance holders.
Pet owners may even be tempted to abandon their pets at a shelter or turn to euthanasia. All of these stressors beg the question: How do you find a free veterinarian clinic or a free vet visit for your pet?
Whether you are searching for a low-cost vet, a free dog clinic, or a free cat clinic, here are some ideas on how you can find a free vet exam, including a free emergency vet visit, for your furry family members:
If you are interested in where to get a free vet exam, there are some organizations and programs that offer free or low-cost veterinary services. Some examples include local animal shelters, nonprofit shelters, and veterinary schools, many of which use a lower-cost pricing model.
Local animal shelters
Depending on where you live, some local animal shelters may offer free or low-cost veterinary services. However, each facility varies in what services they offer.
For example, the Tree House Humane Society in Chicago5 refers to itself as a Veterinary Wellness Center (VWC). While not a full vet clinic, they do offer limited services to dogs and cats, including exams, testing, neuter and spay surgeries, and vaccinations — the basics and essentials of vet care.
Lower pricing is available for those who need government assistance, while general public pricing is also available for all others. Again, this will vary by city, state, and shelter. Most animal shelters have locations and appointments that can be made online or over the phone.
Depending on the service, a deposit may be required upon booking an appointment. For example, the Tree House Humane Society requires a $10 deposit for vaccinations and $25 for neuter/spay surgeries. Emergency vet in Broomfield, CO is part of the UrgentVet national network that advertises it charges 40% less than tradtiional 24/7 urgent vet care.
If you are searching for a low-cost veterinarian, check out nonprofit clinics or shelters in your area. Pet Help Finder6 is powered by Open Door Veterinary Collective, a national 501(c)(3) nonprofit, and helps pet owners find financially friendly pet resources, such as:
Boarding services
Pet food assistance including food pantry and supplies
Pet supplies
Spay and neuter clinics
Vaccines
Veterinary care and services
This can be especially helpful if you’re looking for essentials like dog food small breed options through local pet food assistance programs.
Simply go to the website and select from three categories: veterinary services, food pantry and supplies, or boarding and services. Then select your city, state, and zip code. From there, you will be able to select from a list of free veterinarian clinics near you to help you locate a low-cost vet.
If you need boarding services for your pet, there are less traditional options like Trusted Housesitters and Home Exchange, where people stay in your home to watch your pets while you travel.
Veterinary schools
Veterinary schools are usually less expensive than animal hospitals and clinics, since procedures are performed by students but supervised by a vet.
Veterinary colleges and schools may even have a veterinary teaching hospital on campus, like the University of Illinois,7 which provides services for cats, dogs, exotic animals, horses, and large animals.
Some institutions may offer free emergency vet services and emergency assistance programs. Check out the American Veterinary Medical Association’s list of accredited veterinary colleges for a location near you.
Mobile vet clinics, pet stores, and vet clinics in less populated areas may be less expensive or offer a free vet exam or a low-cost vet visit.
Free spay and neuter clinics
If you are looking for a free vet exam or a free vet visit, you may also be wondering how you can find free spay or neuter clinics in your area. Organizations like the American Society for the Prevention of Cruelty to Animals (ASPCA) offer low-cost spay and neuter programs in various cities, including New York, Los Angeles, and Western North Carolina. You can visit their website to see if they offer a free vet near you or at least a low-cost veterinarian option.
Some places may even host free spay and neuter events. For example, the city of Chicago’s Animal Care and Control hosts a clinic twice a month from May to July that offers free spaying and neutering services, as well as various vaccinations and microchipping, for dogs and cats.
Some of these events will only service the first 100 dogs/cats to show up, so plan accordingly.
Major cities may also offer a list of low-cost spay and neuter clinics around town. Check your local government website to see what is available nearby.
Free dental clinics for pets
Taking care of those pearly whites is not only important for human members of the family, but for dogs and cats as well, and if you are looking for free dental care for pets, there may be some options.
Pet Dental Services9 (PDS) offers anesthesia-free dental care for dogs and cats under the supervision of licensed veterinarians throughout the country. With 100+ locations around the country, PDS is a quality option for quality care. Though services are not free, pet owners may be able to find some low-cost options.
Keep in mind when booking dental services that most clinics and organizations price teeth cleaning by the size and weight of your dog or cat. This is because smaller pets need less anesthesia (that is, if you need to book an appointment for a cleaning that requires anesthesia).
Dr. Bethany Hsia, DVM and co-founder of CodaPet, a network of licensed veterinarians that provides in-home pet euthanasia and cremation services, says that some local chapters of The Humane Society offer affordable dental care services for pets.
“In addition, some animal shelters partner with veterinarians to provide discounted or free dental care as part of their community outreach programs,” Hsia says.
Free emergency vet
Emergency vets can be hard to come by, let alone a free emergency vet. If you are unsure what qualifies as emergency veterinary care, you can always call your primary care vet to describe the symptoms your dog or cat is experiencing.
Some veterinary colleges, animal shelters, and community clinics offer emergency assistance programs for animals on a limited basis.
Emergency vet payment plans
Unfortunately, not all emergency vet hospitals offer payment plans, but some do. It simply depends on the individual practice and its guidelines, but if you need some assistance to help cover emergency vet bills, there are a few options:
Negotiate a payment plan with your veterinarian if available. Some veterinarians also work with third-party billing services, which allow you to pay over time.
For pet owners looking to also to support their dog’s daily wellness, immune function and energy, supplements provide minerals and vitamins, especially if your budget restricts specialized diets or premium foods. Find out more about providing a complete range of essential nutrients for dogs with this comprehensive guide to the minerals and vitamins your dog needs.
Get a second opinion (if it’s not an emergency situation, of course). This may give you the option to work with a low-cost vet or one that offers payment plans.
Look for an animal shelter, community clinic, or veterinary college near you that offers discounted services for pets.
Dr. Hsia also suggests CareCredit, a credit card specifically designed for health care expenses, including veterinary care.
“It offers payment plans with low or no interest for a certain period,” she says.
Free vet services
You may be able to find the following free vet services at the locations mentioned above or by searching for free vet care in your area.
Vaccinations and routine check-ups
The American Animal Hospital Association8 (AAHA) recommends all dogs receive core vaccinations, which include:
+/- Parainfluenza
Adenovirus
Distemper
Parvovirus
Rabies
These vaccinations may be given on their own, like the rabies vaccine, or as a combination vaccine, where two or more vaccinations are covered in one shot. Some of these vaccines also require booster shots, usually every 1-3 years depending on the vaccine.
Puppies can usually begin getting vaccinated at 4-5 weeks old, but here is a vaccine recommendation schedule from the AAHA to see when your dog can start getting vaccinated.
Cats also need vaccinations. These include:
FCV (Feline calicivirus)
FHV-1 (Feline herpesvirus-1)
FPV (Feline panleukopenia)
FeLV (Feline leukemia)
Rabies
Kittens can usually start getting vaccinations around 4 weeks old, but you can use this lifestyle-based vaccine calculator to learn more about what your cat may need and at what age.
Virtual care can also stretch a tight budget. For minor concerns, follow-ups, or a quick professional opinion before you decide whether an in-person visit is needed, you can book vet online and skip the cost and hassle of an unnecessary clinic trip.
Low-cost pet euthanasia
As of 2024, U.S. News & World Report10 reports that euthanasia services usually begin around $50-$100, though the cost varies widely depending on the size of your dog, the facility you use, and where you live. These services can climb as high as $1,000 depending on the type of provider or service you use.
Dr. Hsia says emergency hospitals are the most expensive locations for euthanasia.
“Some low-cost options include local animal shelters, humane societies, and some veterinary schools. Some pet charities provide financial assistance for pet owners facing financial hardship to help cover the cost of euthanasia.”
If you are searching for the phrase “low-cost pet euthanasia near me,” there may be a few options.
For example, the Animal Humane Society11 offers end-of-life euthanasia for $90, while places like the Anti-Cruelty Organization of Chicago12 suggest a $50 donation for euthanasia services, which will be used to provide care to the animals in their shelter.
You can also ask local animal hospitals, clinics, or veterinarians if they offer low-cost pet euthanasia services. For those considering in-home euthanasia for exotic pets, comparing prices from different providers can help make the service more affordable.
Where to get free pet medications
Free pet medications can be hard to come by, though there are some low-cost pet medication options for your dog or cat. Websites like GoodRX offer pet prescription options where users can compare prices from local pharmacies, major online pet medication retailers, and other sources to help find the lowest prices for all your pet medication needs.
Another option is BuzzRx, a free prescription discount service that allows pet owners to save on pet prescriptions that can be filled at human pharmacies (e.g., Walgreens, CVS, Walmart, etc.). Users can download their card online or with their app, which can help users save up to 80% off prescription medications at 60K+ pharmacies nationwide.
Other companies, like 1-800-PetMeds and Chewy, offer online coupons where you can save on basic subscriptions like flea, heartworm, and tick medications.
If you need prescription help for the human members of your family, check out our post on free or cheap prescriptions.
Will pet insurance keep costs down?
Your entire family is most likely covered by health insurance, which begs the question, Do you need pet insurance, and who should consider pet insurance anyway?
One of the major pros of pet insurance is that it gives you financial protection over major vet bills — but not routine care. Think of things like a broken bone or a cancer diagnosis. If you do not have pet insurance, you will be responsible for paying for those vet visits out of pocket, and that can add up.
Pet insurance premiums depend on factors such as the age and breed of the pet, coverage limits, and deductibles. A typical pet insurance policy with a $100 deductible will require a monthly premium of $63.05, though deductibles can range from $200, $250, $500, and $1,000.
The average cost for monthly health insurance is around $15-$90 per month.
Pet insurance offers a range of annual limit options ranging from $2,000 to $5,000, while others may be $10,000 to $15,000, and yet still some companies offer unlimited coverage options. Keep in mind that the higher the annual limit, the more you will pay in monthly premiums.
Do some basic math to decide if insurance is worth it for you. As with any insurance, the house always wins, and you may end up paying more in premiums than you receive in benefits.
For example, if you have a pet insurance policy with a $500 deductible and your vet bill is $1,000, you will be responsible for the $500 while your pet insurance provider will pick up the remaining $500.
If pet insurance is $50 per month, you would pay $600 annually in premiums + a $500 deductible, or $1,100 before benefits kick in.
If your pet is young and healthy, it may make more sense to save $50 monthly towards future vet expenses, which may or may not be needed.
Check out these other posts for more free and low-cost resources:
“How Much Will You Spend on Your Dog in His Lifetime?” Jan Reisen for American Kennel Club. Jan 28, 2019. https://www.akc.org/expert-advice/lifestyle/how-much-spend-on-dog-in-lifetime/
“The Cost of Dog Parenthood in 2024,” The Dog People, powered by Rover.com. https://www.rover.com/blog/cost-of-dog-parenthood/
“The Cost of Cat Parenthood in 2024,” The Dog People, powered by Rover.com. https://www.rover.com/blog/cost-of-cat-parenthood/
“2024 Pet Insurance Survey: Fearing Costs, 30% of Pet Owners Have Avoided the Vet,” Kristina Zagame for MarketWatch. Dec 28, 2023. https://www.marketwatch.com/guides/pet-insurance/pet-insurance-survey/
Tree House Humane Society. https://treehouseanimals.org/
College of Veterinary Medicine Veterinary Teaching Hospital. University of Illinois. https://vetmed.illinois.edu/hospital/veterinary-teaching-hospital/
“2022 AAHA Canine Vaccination Guidelines,” The American Animal Hospital Association. https://www.aaha.org/resources/2022-aaha-canine-vaccination-guidelines/
Pet Dental Services. https://petdentalservices.com/
“Dog Euthanasia: How Much Does It Cost To Say Goodbye?” by Fiona Tapp for U.S. News & World Report. March 11, 2024. https://www.usnews.com/insurance/pet-insurance/dog-euthanasia-cost
A couple years ago, I moved to a new state and was floored at how much it cost — the average quote for my two-story, three bedroom house was $3,000.
Instead of hiring movers, I ended up renting a one-way U-Haul for just under $500. The rest, I paid for in sweat.
According to Moving.com,1 a comparison site for movers and sister site of Realtor.com, the average cost of a local move is $1,250, while the average cost of a long-distance move is $4,890.
You can always get a free moving quote to see what your full-pay options are.
Low-cost and free movers
Unfortunately, if you’re looking to move for free, there aren’t legitimate options unless you are in an emergency situation like homelessness or violence. However, there are ways to find affordable movers and moving services:
If you meet certain income and other eligibility requirements, you may be able to get help from a charity organization with the cost of your move, especially if you are in a crisis (i.e. facing eviction or fleeing domestic violence).
Start by searching online for charities in your city or town, and contact them to ask if they offer moving assistance. You may be required to provide documents to verify your income and information about your move.
Here are some nationwide charities that may offer financial help with moving if you are navigating homelessness:
Salvation Army
The Salvation Army is a global, faith-based organization that offers services to people in need.
Regional locations offer different community programs based on what’s needed in a particular area. For example, the Salvation Army Housing Now program in the Denver metro area provides homeless families with up to $150 for moving expenses.2
All locations may not offer moving assistance, so you’ll have to contact your local Salvation Army or visit your local branch’s website to see what they offer, which may also include security deposit assistance.
YWCA USA
Some YWCA locations, like the one in Quincy, Ill., offer a Supportive Housing Program that provides one-time assistance with moving costs for individuals and families who are homeless.3
Contact your local YWCA to ask if there are options to help you with the cost of your move.
United Way 211
While the United Way does not directly provide money to help people move, they can connect you to resources in your community.
Dial 211 on your mobile or landline phone, or visit 211.org to ask about moving and financial assistance.
Churches
Churches and religious organizations often have programs and ministries to serve community needs. You can contact local churches and ask about one-time help with moving costs.
For example, Catholic Community Services of King County, Wash. offers move-in assistance once a year.10 Even if your church can’t offer financial help for your move, volunteers from your church community may be willing to offer you help in the form of unpaid labor.
Storage assistance
If you can’t find a home right away, some organizations will help you pay to store your belongings. For example, Coalition for the Homeless in New York City helps pay for storage for people living in a shelter.4
Moving assistance for senior citizens
Though services vary by region, your state Department of Aging is a great place to look for information on free or low-cost moving assistance for seniors.
On a local level, you can reach out to senior centers and county or city departments of aging. The Administration for Community Living (ACL) Eldercare Locator is a helpful tool to find services that help seniors.
Most programs will require that you meet eligibility guidelines in regards to age, income, and assets. For example:
Housing Opportunities & Maintenance for the Elderly (H.O.M.E.) in Chicago, Ill., offers free boxes and moving services on a sliding fee scale based on monthly income for seniors 62 and over (55 and over if disabled)5
The United Way of King County, Wash., has a Mighty Movers program staffed with volunteers to help seniors move6
You can also look into organizations like the American Association of Retired Persons (AARP). AARP members can get a $250 discount on moving costs when they use Shyft moving services7 and up to 20% off Budget truck rentals.8
If you decide to hire a moving company, ask if they offer a discount for seniors.
Crisis and emergency moving assistance
If you are in an emergency situation and need help moving because of a house fire, domestic violence situation, eviction, or natural disaster, these resources can help:
Federal Emergency Management Agency (FEMA): The FEMA Individuals and Households program provides financial assistance with moving and storage costs after a disaster
Emergency Solutions Grant: The U.S. Department of Housing and Urban Development (HUD) has funding for its Homelessness Prevention program that offers financial assistance for moving costs through Continuum of Care programs
Nonprofits: Reach out to local nonprofits likeModest Needs,9 which offers a one-time grant of up to $1,000 to help low-income families handle an emergency situation like moving quickly from a home
Moving assistance for disabled
If you are disabled and need help moving, one of these organizations may be able to help or at least point you in the right direction:
The Disability Information and Access Line (DIAL) connects people with resources that support independent living. Call 888-677-1199 to ask about resources in your area.
Centers for Independent Living helps people with disabilities transition from nursing homes and other institutions to community-based residences.
Elderly Disabled Living (EDL) is a charity that offers financial help to low-income seniors and disabled persons to pay for utilities, health care, transportation, housing, and other expenses on a case-by-case basis. Each month, EDL accepts applications for assistance and chooses winners based on need.
Moving assistance for veterans and disabled veterans
If you are a veteran or disabled veteran, here are some resources to find help with moving to a new home:
The U.S. Department of Veterans Affairs (VA) offers a Relocation Assistance Program for veterans transitioning out of the military that includes services to help you plan and budget your move
If you live in a rural area with six or less people per square mile, the Post-9/11 GI Bill offers a one-time payment for veterans, service member or qualified dependent children to move from that area to attend school
The National Resource Directory helps connects veterans and service members to resources that support transitioning to civilian life
The Wounded Warrior Project forms community partnerships to help wounded, injured, or ill veterans get the support they need. For example, Operation We Are Here offers multiple resources for military moves.
Also, reach out to military service and relief organizations to ask about moving assistance (some of them may require membership):
Army Emergency Relief: This is the Army’s nonprofit that provides financial help to soldiers and their families as they relocate
Navy-Marine Corps Relief Society: Offers Quick Assist interest-free loans of up to $1,000 for urgent financial needs
Air Force Aid Society: Provides emergency financial assistance for basic living expenses like gasoline and vehicle repairs which are helpful during a move
Coast Guard Mutual Assistance: Has a General Assistance program that provides help with moving expenses when a move is necessary for the overall health of the family
Veterans of Foreign Wars: Offers an Unmet Needs grant that provides up to $2,500 for expenses that you cannot pay due to financial hardship
More emergency fund resources
Emergency fund resources often require proof of financial hardship and can provide money to address immediate needs. There are also lots of ways to earn extra cash to build your moving fund.
Other relocation help, relocation assistance programs
Some businesses offer grants specifically for moving. For example, Move.org offers a $500 grant to people living in the U.S. who are planning to move in the next six months. The application is open in the summer and fall, based on availability.
If you are being displaced from your home by the government, you are entitled to relocation assistance under the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970. It’s important not to move until you receive communication about your rights and options from the government.
Your state human services agency may offer a relocation program. For example, Michigan’s MI Bridges program offers up to $1,040 in relocation funds based on household income and size.11
If you get a new job in another city or state, ask your employer about reimbursement for moving expenses.
If you are a member of a church, service organization, fraternity, or sorority, you may be able to get a need-based grant or find volunteers to help you move.
Typically, you’ll need to provide identification and proof of income and assets at a minimum to get help for a need-based grant.
You’ll have to do a lot of digging to find resources or people who are willing to move you for free. However, if you can’t get the help you need for a free move, here are some tips for cutting costs:
Recruit friends and family: Bribe people with pizza and beverages to help you pack and move items from your home
Seek volunteers: Ask for help from volunteer organizations and churches in your community to see if you can get help moving small items for free
Start a GoFundMe page: You can tell your story (just like Heather, a single mom from Denver facing eviction) and get financial support from people who care by sharing your link on social media
Find an affordable moving solution: Opt for mobile storages or one-way truck rentals to cut costs
Membership perks: If you belong to AAA or warehouse clubs like Costco, ask about membership discounts on moving expenses
Freecycle: Use Freecycle.org to find free packing supplies like boxes, bubble wrap, and packing tape
Move during off-peak times: The busiest time to move is May through September, so move during the off-season when moving companies are more likely to have specials and discount deals
Use what you have: Instead of buying packing materials like bubble wrap use what you have around the house, like newspapers, towels and linens to wrap fragile items
Ask stores about free boxes: Go to your local grocery and big box stores and ask if they are willing to give you unwanted boxes
Donate unwanted items: Cut down on what you have to take with you by donating furniture and other household goods to charity
Avoid predatory moving scammers
Arm yourself with knowledge on how to spot red flags to avoid predatory moving scammers, including:
Companies that quote you a low rate, then charge you more upon job completion or tack on additional fees
Companies that request a large down payment then don’t complete the job
According to the U.S. Department of Transportation Office of the Inspector General (US DOT OIG), here are some red flags to watch for on a moving company’s website12:
No address or credentials: No web presence, physical address, or any information about their licensing, insurance, or registration as a business (such as a DOT number)
Sketchy business details: Company uses a generic email address or someone answers the phone with a “hello” instead of using the company name
Overly positive reviews: No matter how great the business, all reviews won’t be five stars and glowing so read carefully and see if people sound genuine as some places hire people to make fake reviews or post their own
Unproven claims: Moving business claims to be in business for decades but you can’t find a web presence, reviews, or anything to prove such claims
No in-person inspection: The company agrees to move your belongings without seeing them in person (or using a video chat if you are in another state), yet gives you a verbal estimate instead of a written one
Pushy salesperson: Salesperson makes statements like “this price is only good for today” or contacts you daily to get you to commit to the hire and make a deposit
Poor communication: The moving company is hard to reach by email or phone or does not answer your questions
Credit not accepted: Mover will not take a credit card as a form of payment and only accepts cash, wire transfers, or money orders
Large deposit: The moving company asks for a large deposit or demands payment in full in advance of the move
Blank contract: A moving representative shows up on moving day with a blank contract to sign
The Better Business Bureau also offers tips for avoiding moving scams:
To make sure you’re choosing a reputable mover, check out these resources and third-party review sites:
Better Business Bureau (BBB): You can vet moving companies based on their BBB rating and consumer reviews
Federal Motor Carrier Safety Administration (FMCSA): Part of the DOT, the FMCSA has an in-depth online guide to help with your move, including a booklet you can download about your rights and responsibilities when you move
Independent consumer review sites: Sites like Trustpilot and Consumer Advocate give you a glimpse of what other people think of the mover
MovingScam.com: A site dedicated to finding reputable movers that includes reviews, forums, and a list of vetted movers
Friends and family: Ask your network who they have used in the past
Real estate agents: Your local real estate agent can likely refer you to reputable movers
Also, it’s a good idea to hire an actual moving company versus a moving broker. A moving broker doesn’t do any of the work, but rather hires a subcontractor to do the work. You may be charged extra fees just for involving a middle man.
Here’s what happened when one Reddit user hired a moving broker:
Once you find reputable moving companies or solutions (such as renting a truck or using moving pods you pack yourself that are transported to your new home), budget out what it will cost to make your move a reality.
Good companies will give you a free estimate or quote. Get estimates from several moving companies so you can compare costs. If you find that you cannot afford the cost, look for low-cost moving alternatives, as well as financial assistance to cover your relocation costs.
Get free quotes from these reputable moving companies.
Check out these housing resources and more help for low-income families:
“Do You Know of Any Cheap Or Free Storage Facilities For My Things While I Am In Shelter?” Coalition for the Homeless https://www.coalitionforthehomeless.org/get-help/help-with-something-else/cheap-free-storage-facilities/
“Moving Assistance” Housing Opportunities & Maintenance for the Elderly https://homeseniors.org/moving-assistance
“Mighty Movers needed for older adults in King County” United Way https://volunteer.uwkc.org/need/detail/?need_id=576942
“Shyft offers AARP Member Benefits” AARP https://www.aarpmovingservices.com/
“Rental Assistance Programs – Seattle / King County.” Rental Housing Association of WA. https://thechurchcouncil.org/wp-content/uploads/2021/02/Rental_Assistance_in_Seattle_King_County.pdf
“Relocation Assistance” Michigan Health and Human Services MI Bridges https://www.michigan.gov/mdhhs/assistance-programs/emergency-relief/relocation
“Household Goods Moving Fraud” U.S. Department of Transportation Office of the Inspector General https://www.oig.dot.gov/investigations/household-goods-moving-fraud
