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how to cope with guilt after divorce

Do you feel guilty for divorcing a nice guy?

By Emma Johnson | May 24, 2019 | 175 Comments

Recently a mom emailed me: I feel so guilty for leaving my marriage. My husband is a really, really nice guy. He is a great dad, loves me a lot, has a good career. There was nothing really wrong with our marriage. I just didn't love him any more and wanted out.  Now, our divorce is…

is matchmaker worth it

It's Just Lunch matchmaking service review

By Emma Johnson | May 22, 2019 | 0 Comments

If you’re ready to delete dating apps off your phone after years of disastrous dates, or you’re just thinking of dating after divorce, a breakup, a bad dating experience like getting ghosted from someone you felt a connection with, or long, dry spell, a matchmaker can be a great option. In fact, The Wall Street…

Sharing happy stories about your your kids' dad (and a tribute to my ex-husband's hairy back)

By Emma Johnson | May 21, 2019 | 7 Comments

Originally published 2013.  The past few months Helena has been obsessed with family stories. “Mommy, tell me a story about when I was  a baby,” she'll ask, and I'll tell her about how once, as a sleeping infant, her laugh broke the pin-drop silence of one of New York Public Library's reading rooms, eliciting a…

how do you define 'single mom'?

Who deserves to call themselves a “single mom”?

By Emma Johnson | May 17, 2019 | 116 Comments

Updated May 17, 2019 Below, you will find a polite, academic picking-apart of the who-gets-to-call-themselves-a-single-mom debate. It rages on, constantly, and after 7 years of blogging about single moms (and being one myself for 9 years), I have come to this conclusion: The argument about who is, and who is not a single mom is…

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Best robo-advisors for single moms to get started investing

By Emma Johnson | May 15, 2019 | 0 Comments

Robo-advisors are one of my favorite financial tools to recommend for long-term savings and investing goals. (It's one type of investing account.) While the name can be intimidating, good robo-advisors are easy to set up and manage, have very low fees, and require little work over the long term. I am a fan of robo-advisors…

online therapy works for single moms

8 reasons online therapy is great for single moms

By Emma Johnson | May 13, 2019 | 1 Comment

You're stressed. Feel like you're doing it 100% alone. Likely lonely. Maybe depressed. Therapy might sound good — but who has the time or money? Related: Questions to ask before paying for online therapy Plus, depending on where you live, and your situation, it might be embarrassing if your friends, colleagues, neighbors knew you went…

online therapy app

24 questions to ask before paying for online therapy

By Holly Johnson | May 10, 2019 | 0 Comments

Are you considering therapy? Sometimes getting to an on-site therapist isn’t possible, but that’s no longer an excuse for not getting the help you need — and deserve. According to the World Health Organization, two-thirds of people who knowingly suffer from mental illness don't seek treatment. If you suffer depression, anxiety, overwhelm, relationship or career…

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Elite Singles review

By Stacey Freeman | May 8, 2019 | 0 Comments

Thanks to the ease of use or the increased potential for finding a match (be it for romance, partnership, a hookup, marriage, or anything in between), online dating has become a mainstream choice for those of any age, walk of life, and lifestyle. According to The Knot, online dating is the #1 most common way…

Become a bookkeeper

How to become a bookkeeper

By Holly Johnson | May 7, 2019 | 0 Comments

If you love numbers and math and actually enjoy tracking data in spreadsheets, a career as a bookkeeper can be a great fit for moms — especially since these high-paying jobs are often available on a part-time basis, as a work-at home side gig. Some bookkeepers earn $60 per hour while working from home, and…

single-mom-finances

17 financial steps to a rich life as a single mom

By Emma Johnson | May 6, 2019 | 33 Comments

Are all single moms destined for poverty, loneliness and effed-up kids? Quick answer: NO. More details on how to build an amazing life, find love and raise happy kids: It’s no one’s Plan A. But being a single mom does not mean you’re destined for the welfare line, free school lunches for your kids, or living in…

budget using envelopes

How to create a single mom budget you will stick to

By Emma Johnson | April 24, 2019 | 1 Comment

Tired of reaching the end of the month, wondering where in the world all your money went? Have some big financial goals you're trying to reach — buy or refinance a house, pay off the car, get rid of debt, save for a vacation, help your kids pay for college? What about just creating a…

divorce bankrupt

How to get through divorce without going bankrupt

By Emma Johnson | April 19, 2019 | 0 Comments

Fact: Divorce is one of the leading predictors of both bankruptcy and home foreclosure. Women are especially prone to a long-term financial fallout from divorce. Within a year of the end of their marriages, women are three times more likely to live in poverty than men, according to U.S. Census Bureau data. The London School…

how to buy your first car

How to buy your first car as a grown-ass woman

By Emma Johnson | April 17, 2019 | 0 Comments

I recently read this post in my Facebook group, Millionaire Single Moms, and it made me feel all the good feels: At 40 years of age this happened today: I purchased my first car on my own — no male input, no ex-husband choosing which car, no parents weighing in on my choice… this beautiful…

gift-single-moms

Best gifts for single moms for Mother’s Day

By Emma Johnson | April 15, 2019 | 1 Comment

While brunch and a card are always nice, consider getting the single mom in your life something a little more persona. Thoughtful. You could even blow her mind. I recently asked members of my Facebook group, Millionaire Single Moms (have you joined yet?) what they would give to a friend whose divorce was just finalized,…

single parent tax

What every single parent needs to know about taxes for 2018 filing

By Emma Johnson | April 11, 2019 | 3 Comments

Updated Jan. 8, 2019 to reflect the newest tax laws. Gah! Taxes! No one likes them (except maybe accountants and sadists), but you and I know we have to deal with them. As a single mom or dad, there are specific considerations you must take when filing your taxes — things your married parents don’t…

how to pay off debt

9 steps for single moms to pay off debt for good

By Emma Johnson | April 8, 2019 | 19 Comments

Are you a single mom who wants to pay off debt for GOOD? If you live with consumer debt, you are not alone. According to U.S. Federal Reserve data U.S. households have on average $15,863 in credit card debt and $33,090 in student loans, while the Consumer Financial Protection Bureau reports that a full 52 percent…

how credit repair companies work

How to repair your credit

By Emma Johnson | April 5, 2019 | 0 Comments

So your credit is in the pooper and you need to repair it, likely ASAP. You are not alone. A few years ago Experian reported that 30 percent of scorable people in the United States, or 68 million, have bad or poor credit scores lower than 601.   Free credit score check from Credit Sesame…

balance transfer credit

Credit scores — what they mean and why they matter

By Holly Johnson | April 3, 2019 | 0 Comments

No matter what you’ve read about household credit card debt and American money woes,  remember that most people struggling with debt didn’t land there by choice. Sometimes all it takes is a few massive medical bills, a pricey divorce, or a cut in pay to send your finances into a tailspin. When that happens, it’s…

get credit report repair

What is credit? How to establish credit fast

By Emma Johnson | April 1, 2019 | 0 Comments

Credit is so important, but few people really understand how it works. A good or better credit score can save you hundreds of thousands of dollars over the average person’s lifetime, give you access to cash to buy a home, get an auto loan for a car, finance a business, and get out of debt…

bestow life insurance review

Bestow life insurance review: No medical exam, ever

By Emma Johnson | March 29, 2019 | 2 Comments

Mama, you know you need life insurance — but likely do not have it yet (or don’t have enough). Here are common reasons women fail to have life insurance coverage: Too expensive (or assume it is too expensive) Too time-consuming to apply (meeting with an agent, medical exams — ain’t nobody got time for that!)…