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How to repair your credit

By Emma Johnson | April 5, 2019 | 0 Comments

So your credit is in the pooper and you need to repair it, likely ASAP. You are not alone. A few years ago Experian reported that 30 percent of scorable people in the United States, or 68 million, have bad or poor credit scores lower than 601.   Free credit score check from Credit Karma…

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Credit scores — what they mean and why they matter

By Holly Johnson | April 3, 2019 | 0 Comments

No matter what you’ve read about household credit card debt and American money woes,  remember that most people struggling with debt didn’t land there by choice. Sometimes all it takes is a few massive medical bills, a pricey divorce, or a cut in pay to send your finances into a tailspin. When that happens, it’s…

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Why moms don't have to tell your ex about your new boyfriend

By Emma Johnson | April 2, 2019 | 8 Comments

I often hear from moms who: Say that their ex freaked out when he found out she was dating, and how should she deal with him? Ask how she should tell her ex about her new boyfriend. Are livid her kids met her ex's new woman. To all of these scenarios, I say: It is none of…

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What is credit? How to establish credit fast

By Emma Johnson | April 1, 2019 | 0 Comments

Credit is so important, but few people really understand how it works. A good or better credit score can save you hundreds of thousands of dollars over the average person’s lifetime, give you access to cash to buy a home, get an auto loan for a car, finance a business, and get out of debt…

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Why young guys want to date single moms? Cougar report

By Emma Johnson | March 30, 2019 | 37 Comments

Quick answers: Moms are busy and confident, and don't demand commitment like younger, single women Young guys feel like a stud if they can sexually satisfy an older woman Mommy issues (sometimes) The trend has been fast and intense: In the four years I've been dating as a single mom, there has been a steep…

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Sell Tiffany jewelry (and make extra cash)

By Emma Johnson | March 30, 2019 | 8 Comments

Are you destined to get ripped off if you try to sell your Tiffany engagement ring or other Tiffany jewelry?  Short answer: No. Read on to learn how to sell your diamond ring safely, for the highest price … Tiffany is one of the most trusted, beloved brands in the jewelry industry. A recent survey…

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Bestow life insurance review: No medical exam

By Emma Johnson | March 29, 2019 | 2 Comments

Mama, you know you need life insurance — but likely do not have it yet (or don’t have enough). Here are common reasons women fail to have life insurance coverage: Too expensive (or assume it is too expensive) Too time-consuming to apply (meeting with an agent, medical exams — ain’t nobody got time for that!)…

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101 legit ways to make money right now (mostly from home)

By Emma Johnson | March 18, 2019 | 11 Comments

Who doesn't need more money? If you're not up for selling an organ on the black market or dabbling in illicit activity, income on the side is easier to find than ever before, thanks to the burgeoning freelance economy and the technology that supports it. Keep reading to learn how you can make more money and…

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The Credit People review

By Emma Johnson | March 4, 2019 | 0 Comments

I hear from so many smart, hustling moms who are eager to move out of a crisis situation like a bad relationship, bad job, or bad town, but a low credit score is hampering their efforts. Credit People, a credit repair company, might be able to help. But your credit score is low. Or: Your…

How to find a divorce lawyer that you’ll like and trust

By Emma Johnson | March 1, 2019 | 0 Comments

If you’ve made up your mind and there’s no alternative but divorce, talking to at least a few lawyers is always a good idea. The first consultation is sometimes free, so you’ve got nothing to lose. And you can gain a lot of information during divorce lawyer interviews if you head into the conversation armed…

Why you can’t afford to do your own laundry (and how to outsource housekeeping & maintenance to save time)

By Emma Johnson | February 27, 2019 | 164 Comments

Last summer my kids returned from a couple weeks in Los Angeles where they stayed with their aunt. Me: Why does Lucas have all new underwear? Helena: All his underwear had skid mark stains in them, so Aunt Tina bought him all new chonies at Target. Why didn’t I, his own mother, know that my…

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41 things every woman should do alone (at least once)

By Emma Johnson | February 25, 2019 | 2 Comments

I was recently speaking with a recently-separated friend. She had been with her husband for more than 15 years, and the prospect of spending so much alone time was daunting. Taking care of the car, the yard and the taxes were new to her. She craved a vacation, but the thought of traveling alone scared…

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How to feng shui every room in your home (and make money at the same time)

By Emma Johnson | February 13, 2019 | 0 Comments

My ex and I separated more than 10 years ago, and while the initial purge of his stuff and our stuff and my stuff-that-reminded-me-of-him-in-a-bad-way happened years ago, I am still Marie Kondo-ing my two-bedroom co-op of my marriage. In fact, this week I posted on CraigsList a vintage Heywood-Wakefield dresser that we bought for our…

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Jewelry appraisals: definition, cost and accuracy

By Emma Johnson | February 12, 2019 | 0 Comments

Quick answer: The best way to understand the value of your fine jewelry is with a GIA grading report. Online jewelry and diamond buyer Worthy.com provides each jewelry sell with a GIA lab report, for free. For gold jewelry, reputable online gold buyers like CashforGoldUSA offer a free appraisal or start with the CashforGoldUSA online…

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Nationwide Life Insurance review

By Emma Johnson | January 31, 2019 | 0 Comments

Nationwide Life Insurance review This post was created in partnership with Nationwide. If you are a mom, life insurance is one of the fundamentals of financial planning — no matter your income, or whether you are the breadwinner or a stay-at-home or single parent. Even if you aren’t wealthy, imagine what your kids’ life would be…

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Mama Gena, on NYT bestseller PUSSY: A Reclamation

By Emma Johnson | January 30, 2019 | 2 Comments

Earlier this year I interviewed an incredible woman, someone whose work has changed the way I feel about my body, sexuality, gender and life:  Regena Thomashauser, aka Mama Gena, who, through her in-person and online workshops called Mama Gena’s School of Womanly Arts, and books by the same name, Thomashauser offers a fascinating history on the power…

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Why alimony hurts gender equality

By Emma Johnson | January 30, 2019 | 22 Comments

I blindly grew up and into my 30s assuming the standard-issue feminist party line: Women's work is uncompensated and undervalued. When women become stay-at-home mothers, that benefits men's careers, and when the marriage ends, she should be compensated for that lost earning potential. Both partners' lifestyles should be the same when the marriage ends! Then,…

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My Worthy.com Review: How to Sell Your Diamond Jewelry Online

By Emma Johnson | January 21, 2019 | 0 Comments

I've had a long-standing relationship with the diamond buyer Worthy.com, which has an online marketplace for selling your diamond engagement ring, heirloom and estate jewelry, watches and other jewels. Why sell your engagement ring? How it works Pros Cons Ready to sell? There are lots of reasons that I chose to work with them, including…

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WP Diamonds review and comparison to Worthy.com. Which is better?

By Emma Johnson | January 17, 2019 | 1 Comment

If you’re newly divorced or have been for years, inherited gems, jewelry, gold or watches from a family member, or received a present you don’t love, you might wonder where to sell your jewelry or your wedding and engagement rings. If you're thinking of selling it, where is the best place to sell your diamond…

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7 ways single moms can get their financial act together in 2019

By Emma Johnson | January 9, 2019 | 7 Comments

Ready to get your finances together in the new year, single mama! Here is what you need to save, invest, find affordable insurance and hit all your income and money goals in 2019 and beyond!