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Elite Singles review

By Stacey Freeman | May 8, 2019 | 0 Comments

Thanks to the ease of use or the increased potential for finding a match (be it for romance, partnership, a hookup, marriage, or anything in between), online dating has become a mainstream choice for those of any age, walk of life, and lifestyle. According to The Knot, online dating is the #1 most common way…

Become a bookkeeper

How to become a bookkeeper

By Holly Johnson | May 7, 2019 | 0 Comments

If you love numbers and math and actually enjoy tracking data in spreadsheets, a career as a bookkeeper can be a great fit for moms — especially since these high-paying jobs are often available on a part-time basis, as a work-at home side gig. Some bookkeepers earn $60 per hour while working from home, and…

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17 financial steps to a rich life as a single mom

By Emma Johnson | May 6, 2019 | 34 Comments

Are all single moms destined for poverty, loneliness and effed-up kids? Quick answer: NO. More details on how to build an amazing life, find love and raise happy kids: It’s no one’s Plan A. But being a single mom does not mean you’re destined for the welfare line, free school lunches for your kids, or living in…

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How to create a single mom budget you will stick to

By Emma Johnson | April 24, 2019 | 1 Comment

Tired of reaching the end of the month, wondering where in the world all your money went? Have some big financial goals you're trying to reach — buy or refinance a house, pay off the car, get rid of debt, save for a vacation, help your kids pay for college? What about just creating a…

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How to get through divorce without going bankrupt

By Emma Johnson | April 19, 2019 | 0 Comments

Fact: Divorce is one of the leading predictors of both bankruptcy and home foreclosure. Women are especially prone to a long-term financial fallout from divorce. Within a year of the end of their marriages, women are three times more likely to live in poverty than men, according to U.S. Census Bureau data. The London School…

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How to buy your first car as a grown-ass woman

By Emma Johnson | April 17, 2019 | 0 Comments

I recently read this post in my Facebook group, Millionaire Single Moms, and it made me feel all the good feels: At 40 years of age this happened today: I purchased my first car on my own — no male input, no ex-husband choosing which car, no parents weighing in on my choice… this beautiful…

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Best gifts for single moms for Mother’s Day

By Emma Johnson | April 15, 2019 | 1 Comment

While brunch and a card are always nice, consider getting the single mom in your life something a little more persona. Thoughtful. You could even blow her mind. I recently asked members of my Facebook group, Millionaire Single Moms (have you joined yet?) what they would give to a friend whose divorce was just finalized,…

single parent tax

What every single parent needs to know about taxes for 2018 filing

By Emma Johnson | April 11, 2019 | 3 Comments

Updated Jan. 8, 2019 to reflect the newest tax laws. Gah! Taxes! No one likes them (except maybe accountants and sadists), but you and I know we have to deal with them. As a single mom or dad, there are specific considerations you must take when filing your taxes — things your married parents don’t…

how to pay off debt

9 steps for single moms to pay off debt for good

By Emma Johnson | April 8, 2019 | 19 Comments

Are you a single mom who wants to pay off debt for GOOD? If you live with consumer debt, you are not alone. According to U.S. Federal Reserve data U.S. households have on average $15,863 in credit card debt and $33,090 in student loans, while the Consumer Financial Protection Bureau reports that a full 52% of…

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How to repair your credit

By Emma Johnson | April 5, 2019 | 0 Comments

So your credit is in the pooper and you need to repair it, likely ASAP. You are not alone. A few years ago Experian reported that 30 percent of scorable people in the United States, or 68 million, have bad or poor credit scores lower than 601.   Free credit score check from Credit Sesame…

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Credit scores — what they mean and why they matter

By Holly Johnson | April 3, 2019 | 0 Comments

No matter what you’ve read about household credit card debt and American money woes,  remember that most people struggling with debt didn’t land there by choice. Sometimes all it takes is a few massive medical bills, a pricey divorce, or a cut in pay to send your finances into a tailspin. When that happens, it’s…

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What is credit? How to establish credit fast

By Emma Johnson | April 1, 2019 | 0 Comments

Credit is so important, but few people really understand how it works. A good or better credit score can save you hundreds of thousands of dollars over the average person’s lifetime, give you access to cash to buy a home, get an auto loan for a car, finance a business, and get out of debt…

bestow life insurance review

Bestow life insurance review: No medical exam

By Emma Johnson | March 29, 2019 | 2 Comments

Mama, you know you need life insurance — but likely do not have it yet (or don’t have enough). Here are common reasons women fail to have life insurance coverage: Too expensive (or assume it is too expensive) Too time-consuming to apply (meeting with an agent, medical exams — ain’t nobody got time for that!)…

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Lies that keep single moms broke, overwhelmed and alone

By Emma Johnson | March 28, 2019 | 1 Comment

No one can make you feel inferior without your consent. — Eleanor Roosevelt When it comes to single moms, there are specific limiting beliefs that I see women struggle with time and again. Messages we assume to be true, and on which we base our worth, the treatment we accept, the relationships we aspire to, the…

work from home jobs for moms

101 legit ways to make money right now (mostly from home)

By Emma Johnson | March 18, 2019 | 11 Comments

Who doesn't need more money? If you're not up for selling an organ on the black market or dabbling in illicit activity, income on the side is easier to find than ever before, thanks to the burgeoning freelance economy and the technology that supports it. Keep reading to learn how you can make more money and…

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The Credit People review

By Emma Johnson | March 4, 2019 | 0 Comments

I hear from so many smart, hustling moms who are eager to move out of a crisis situation like a bad relationship, bad job, or bad town, but a low credit score is hampering their efforts. Credit People, a credit repair company, might be able to help. But your credit score is low. Or: Your…

How to find a divorce lawyer (that you’ll actually like)

By Emma Johnson | March 1, 2019 | 0 Comments

If you’ve made up your mind and there’s no alternative but divorce, talking to at least a few lawyers is always a good idea. The first consultation is sometimes free, so you’ve got nothing to lose. And you can gain a lot of information during divorce lawyer interviews if you head into the conversation armed…

Why you can’t afford to do your own laundry (and how to outsource housekeeping & maintenance to save time)

By Emma Johnson | February 27, 2019 | 163 Comments

Last summer my kids returned from a couple weeks in Los Angeles where they stayed with their aunt. Me: Why does Lucas have all new underwear? Helena: All his underwear had skid mark stains in them, so Aunt Tina bought him all new chonies at Target. Why didn’t I, his own mother, know that my…

alone vs lonely

41 things every woman should do alone (at least once)

By Emma Johnson | February 25, 2019 | 2 Comments

I was recently speaking with a recently-separated friend. She had been with her husband for more than 15 years, and the prospect of spending so much alone time was daunting. Taking care of the car, the yard and the taxes were new to her. She craved a vacation, but the thought of traveling alone scared…

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Where to sell gold (and tips to make sure you get the most cash)

By Emma Johnson | February 22, 2019 | 0 Comments

You likely have some gold sitting around. Maybe it is old jewelry that you no longer like, or perhaps it was a gift from someone you have negative (or complicated) feelings about. Perhaps you have some old gold coins you inherited, or even gold dental work sitting in the back of a drawer! If you…