Lies that keep single moms broke, overwhelmed and alone

how be good single mom

No one can make you feel inferior without your consent.

— Eleanor Roosevelt

When it comes to single moms, there are specific limiting beliefs that I see women struggle with time and again. Messages we assume to be true, and on which we base our worth, the treatment we accept, the relationships we aspire to, the rates we charge, and the level of wellbeing that we believe we are deserving of.

Common single-mom toxic, liming beliefs we will unpack, debunk and obliterate in this post:

    • “I will be lonely for the rest of my life because no good man wants a woman with children.”
    • “I deserve to struggle doing this alone because I got myself into this mess.”
    • “I need to work limited hours / earn low because my children need me at home. Especially now that they are from a broken home.”
    • “It is OK if I go into debt/ overspend on my children, because I'm a single mom.”
    • “I need to fight for maximum time with my children because I am the better parent.”
    • “My professional shortcomings are because I am a single mom.”
    • “I need a man.”

    What is a limiting belief?

    Every human battles limiting beliefs — ideas that you consciously or unconsciously accept as true, and in believing it as such, it does become true.

    A classic example of a liming belief is, “I've always been out of shape. That is just how I am.” If you accept that as true, especially if that message is reinforced by your friends, family, doctors and media messages, you will never get in shape. Only once you recognize that yes, you can get into shape, no matter how long it has been since you broke a sweat, that your habits can change for the better.

    The key to changing your life is to change your behavior.

    Before you can change your behavior, you have to change your mindset, beliefs.

    Before you can change your mindset, you have to be aware of your current mindset. You may have an idea about what you believe, and what your values are. But I guarantee that your subconscious

    Belief change => habit change => life change

    Related: 31 reasons being a single mom is awesome

    Limiting belief: “I will always be a broke single mom.”

    True: lots of single moms are broke. Also true: lots of single moms are not broke. Your family status does not preclude your financial status.

    Think about it: In ‘traditional' nuclear families, in which the dad works, and the mom stays home full-time, there is just one income in the house. One! Yes, the mom cares for the very young babies, which is a huge financial help, since child care in the United States is prohibitively expensive. But now most kids go to preschool around age 2 or 3, because we know that is what is best for child development. Yet, the mom is still home. Maybe she helps the household bottom line because she cooks meals that might otherwise be bought at a restaurant, and cleans the house, which might be outsourced to a cleaning service if she were to work full-time.

    But that unemployed mom also costs the family. She needs a car, clothes, food. It is expensive to bring another adult on vacation, and to the theater and sports events.

    If that breadwinning dad loses his job, becomes disabled, or dies, that mom's earning potential is now questionable because she has been out of the workforce for a few years — or even decades.

    Yes, in a great marriage / partnership, both partners equally share in household duties, and are equal parents. In reality, that doesn't happen in most heterosexual relationships. Whether or not the mom has a career, she does more housework and child care.

    So many women I meet find their groove professionally and their incomes skyrocket after becoming single moms. This was my story. Here is what happens:

    1. You are scared shitless of being a broke single mom.

    Fear of homelessness is common, and normal (again, right here! That is how I felt!). That lights a fire under your ass to hustle, set higher goals, get laser-focused on getting rid of that horrible fear of not being able to take care of your kids. Success ensues.

    2. You are now free from a toxic relationship that was likely holding you back professionally.

    Here's the thing about the patriarchy: It hurts both men and women. Women get paid less, are shoehorned into stereotypical female roles (mother, caretaker, subordinate), while men are shoehorned into stereotypical male roles (tough, breadwinner, the secondary, inferior parent). Regardless of how feminist anyone believes they or their partners are, these pressures are present in every heterosexual relationship. Some couples overcome them better than others.

    But the likely scenario is that either you a) unconsciously held yourself back professionally to fulfil your presumed role as wife and mother, and appease his male ego, which was egged on by society that told him he would be less of a man if he earned less than you; or b) you earned more, he resented you for it, and conflict and divorce ensued. From the Miami Herald:

    Despite the fact that women typically earn less than males, 24 percent of working wives earn more than their husbands. That’s good news for couples, right? Wrong.

    A study from University of Chicago reveals that when the wife makes more than her spouse, divorce rates rise 50 percent. Tension arises between the couple due to the male feeling emasculated in his role as a provider, or from the woman feeling as if she is not being supported enough.

    Now, you're single. You don't have all that pressure to be June Cleaver, or guilt / marital conflict because you were [I just spent 20 minutes on Google searching for pop-culture examples where the wife earned more than her husband, and came up empty :/]. Now you are free to build your career and earn as much as you damn well please.

    Related: 13 high-paying work-at-home careers that are great for moms

    3. You are now free to be fully financially responsible.

    Tessa's single-mom money story is both familiar to me, and common:

    When we were married, my now-ex and I earned about the same, but were on completely different pages when it came to managing money. I am frugal, took full advantage of my company's 401k plan, preferred to have a have a large cash cushion, as little debt as possible, and only shopped when I needed something. My husband, however, had no retirement savings, and had a habit of shopping all the time — even though he carried a $15,000 credit card balance, and had no care about our financial future (even though of course he said he did). It made me so mad, but also like I didn't matter, that our family's security didn't matter to him, and that I didn't have any control over our security or life! Unfortunately, my big mistake was that I joined my finances with him early on, and his money issues were mine.

    Financial infidelity, and financial stupidity, are so common in couples: Secret gabling addictions, identity theft, overspending and debt at the expense of the whole family, poor career and business moves that cost the household, and on and on. So, so stressful if you are the responsible spouse!

    Guess what? You are now free from all that baloney! Where money was long a source of stress, loss of control, fear and contempt, can now start to be an amazing sense of security, abundance, vision for an amazing future, and most importantly: POWER.

    Because bitch, money is power. Never doubt that.

    Still struggling with fear that you are destined to be a broke single mom? Read on …

    Read the review of one of my favorite budgeting apps, Tiller >>

    How to get over your fear of being a poor single mom

    It is completely human to assume your life will conform to stereotypes or other ideas that informed your concept of what your life would be like in this stage.

    Take time right now to dig into your own limiting money beliefs.

    What are you, as a single mom, capable of when it comes to your career and money? What is the first thing that comes to mind?

    Where did you get that idea? Was it something you were taught growing up? A message from the media or your family? What money messages did you receive from you parents when it came to finances and career?

    Write these ideas down. Share them in the comments below. Own them. Your assumptions about what you are capable of are not good or bad. This is just information. You are understanding where you are on your single mom journey, and where you want to go (because really, you can go anywhere you want. Anywhere!).

    Related: 17 financial steps to a rich life a single mom

    Focus on how your own career and financial opportunities are so much better than for women in generations past.

    Today, you and I have unprecedented access to education, jobs, legal rights — opportunities that were unheard of for women even one generation ago, and are still but a dream in most of the world. Things like get a credit card in your own name, access birth control, keep your job while pregnant, and get into top universities. While we have so far to go in achieving gender equality, solely focusing on the gender gap, and not on your opportunities, is in of itself a limiting habit.

    Gratitude is the answer.

    I have long practiced daily gratitude, and teach my kids the same. There are many studies that prove that by focusing on what you do have, developing an attitude of abundance, and not focusing on your lack, you physiology actually changes, and your attitude and happiness factors increase. Anecdotally, I will tell you: The more you focus on the positive, the more you attract the positive. The more positive people you surround yourself with, the more success you will have.

    So, start your own gratitude practice.

    Share in the comments here, or in your journal, or on the back of some announcement from your kids' school exactly all the things you are grateful for. Your health. Being alive as a woman today. That you can open a bank account in your own name. That you are no longer dragged down by him.

    So, here you are in single motherhood.  It feels overwhelming, daunting. All around you, it seems, are happily married, two-parent homes where everyone has more.

    Limiting belief: “I will be lonely for the rest of my life because no good man wants a woman with children.”

    Here are some comments I heard when I divorced, most of the from people who love me:

    Too bad. And it will be hard to meet men now that you're a mom.

    Better hurry up and get married while you're still young and cute.

    Only really neurotic / poor / loser men are interested in single moms.

    A quality man will never commit to a single mom. They consider them used goods.

    To one of the above, I actually said, square in her face (we were in a small elevator, crowded by myself, a toddler, baby ins troller, her and her dog): “FUCK YOU.”

    Not only are all of those messages rude and unhelpful, they are untrue!

    I have met hundreds and hundreds of single moms who have successfully found love and partnership. I have had a few great boyfriends in my single-mom tenure, including my current partner of two years — who loves the fact that I am a mom. I fact, he (like many men I know) prefer to date women with children. The reasons include:

    • They are single dads, and feel the shared experience of parenthood is critical to relating to a woman.
    • They missed the boat on being a father, and hope to enjoy that experience through step-children.
    • They can quickly assess a woman's character by observing her parenting.

    Other times, great men simply fall for women who happen to have children!

    How to get over your belief that no good man wants you just because you have kids?t all my FREE secrets to thriving as a single mom? Sign up now:

    1. Where did that limiting belief come from?

    First, figure out where you got the idea that you will be lonely just because you are a single mom? Is it because, like me, a whole lot of people told you as much? Did you grow up (like I did), with a single mom who was down on men and dating? Were there other, early messages from your family, examples in your neighborhood, the media that perpetuated this lie?

    Sometimes simply remembering the root of your idea, honoring it, and kissing it good-bye is enough. Tell that notion: “Thank you for your service, but you can go now.”

    2. Find some single mom romance success stories, but careful with your tribe

    Every day, a mom in our Facebook group, Millionaire Single Moms, shares about her new romance, engagement, moving in with a partner, or other joyful romantic milestone. Sometimes, they simply went out on a great date after years of being romantically dormant. (Read: 9 reasons dating is better as a single mom)

    Just like with professional goals, if you surround yourself with people who are negative about dating as a single mom, that becomes your reality. Let those people go, and spend time with people who enjoy dating and romance, and are positive about your prospects on the market, that suddenly becomes normal and natural.

    Ready to start dating? Read reviews of the 9 best online dating apps for single moms (and how to create a profile)

    3. Learn to love being alone

    Stay tuned for a post on all the things a woman learn to love doing alone, including travel, dining solo, paying the bills, attending theater, and sex. Once I got over being used to being with a man, expecting my best times to come from a guy, I suddenly got really happy and of course attracted a great man who has been my partner for 2 years. I often think that I would be really, really sad if things don't work out with him, but not devastated like I was after earlier breakups in my life.

    Related: How to feel confident and sexy when you feel old, gross and fat

    Limiting belief: “I deserve to struggle all alone because I got myself into this mess.”

    Here are some self-blaming messages that single moms often tell themselves:

    “I screwed up and got knocked up outside of a committed relationship. If I'm struggling, it is my fault.”

    “He left / I left / we broke up. I couldn't keep my relationship / marriage / family together. If I'm struggling, it is my fault.”

    “I chose the wrong guy. Signs of his drinking / addiction / cheating / chronic unemployment / shitty personality were there all along, and I ignored it, so this is now on me.”

    “I knew deep down he never really wanted a baby. I basically chose to be a single mom without choosing to be a single mom. I'm pathetic! (But also a single mom by choice — which sounds kind of cool.)”

    Your shame is likely rooted in some not-great decisions. My son was conceived during a really bad time, right after my then-husband came home from the hospital after suffering a major brain injury, was out of his mind, and we were screaming at each other all the time. I felt really guilty for getting pregnant then, and he was really angry at me for it, but then I got over it. Having a gorgeous baby who grew into a beautiful child helped.

    So did forgiveness. Shit happens all the time. Most mistakes happen in a regrettable split-second. Like automobile accidents, and not pulling out at the last second because it feels so good.

    Maybe your mistake was rooted in malicious, manipulative planning (like trapping a guy), or limited self-awareness (like dating a jerk because you didn't believe you deserve better), or a momentary lack of good judgment followed by months of childlike hope that his neurons would re-connect and life would return to normal, even if all the medical literature assured that would never happen (me).

    For the record, almost half of pregnancies are not intended. Which is pretty astonishing considering that we all know how babies are made, and women are only fertile a couple days each month.

    Which brings me to the big lesson here:

    No one deserves to be punished in perpetuity for having a baby in less than ideal circumstances — including by yourself.

    Here is how to get over the guilt and shame that is holding you and your family back:

    Forgive yourself.

    This requires that you get really, harshly honest with yourself about why you had those babies with that guy in the first place.

    During this exercise you cannot blame your kids' father.

    I have a psychologist friend who hooked up with and had a baby with her client who sought her care because he had custody issues stemming from his acute drug addiction and legal problems stemming from beating up his kids' stepfather. Needless to say, my friend's relationship ended, and co-parenting has been a nightmare full of more arrests and more using. I know she feels badly for having a baby with this man, but instead of owning that, she says: “But he was in a really good place at the time, doing yoga and meditating every day. I didn't see it coming. He tricked me.” No, sister. You chose that. On some level, even an unconscious one, you sought out and committed to that man. Own it. Forgive yourself. Try to figure out what you were thinking and feeling and what needs you were trying to fill. That may take years or decades, but open the window to honesty. Otherwise that shit persists — including the self-flagellation happening just one level below the blaming.

    Don't look for support where it doesn't exist.

    All those people in your life who perpetuate the guilt with passive aggressive comments about your family story, or withholding of help or love because your family isn't their idea of acceptable? Move along. Maybe you love them, and they are fundamentally good people, but you don't need any more of that shit right now. Trying to get love and support from a judgey parent / sibling / friend / playground mom is like seeking blood from a stone. Don't even try! Instead …

    Find your tribe.

    Guaranteed there are other single-parent families in your town. They are your homies. They made mistakes and felt bad about it. Help each other move forward. Find more cool moms in Millionaire Single Moms on Facebook.

    Limiting belief: “I need to work limited hours / earn low because my children need me at home. Especially now that they are from a broken home.”

    Here is my favorite piece of research that has been produced since someone proved that masturbation does not cause blindness:

    A meta study of 34 related studies by University of Maryland found the pressure to spend so much quality time with children stresses moms out so much that it may actually make us worse parents than if we just focused our time on making more money, and less on frontal-lobe development and deep connection with our children. Because guess what?

    It doesn't matter that much how much time you spend with your children.

    “How Does the Amount of Time Mothers Spend with Children Matter?” authors found that the pressure to spend so much quality time with our children means all parents — working and stay-at-home — schedule both professional and housework around the children's activities to maximize this presumed critical time together — at the detriment to all parties' emotional wellbeing. To what effect?

    The researchers found that for young children, not much.

    University of Maryland meta study that found that after age 2, it makes literally zero difference how much time parents spent with their kids when it comes to measuring the children's academic or psychological success. In fact, researchers found that the pressure to spend so much quality time with children stresses moms out so much that it may actually make us worse parents than if we just focused our time on making more money, and less on frontal-lobe development and deep connection with our children.

    That is right: We are spending TOO MUCH time with our children.

    Say what?

    This is stunning in and of itself (though more juicy data are to come).

    This finding completely confronts and contradicts the prevalent parenting message of our time: More time with your kids is more.

    Mothers are told in direct and indirect ways: The stay-at-home mom is the better mom. 

    Listen to my podcast episode on this topic:

    The message is: If you work outside the home, your children will suffer. In fact, a couple years ago a Pew survey found a stunning 40 percent of Americans believe that when a mother (not parent, mind you. Mother.) works outside the home it actually harms her children.

    If you are like me and the majority of mothers in the United States, and you work outside the home, it is very hard to avoid feeling guilty and stressed as a result.

    And so we dutifully spend more time with our kids. Wrote the researchers:

    For 3-to-11-year-olds, U.S. mothers spend an average of 11 to 30 hours each week either fully engaged in activities with their kids, or nearby and accessible when needed. And for kids in their early teens, moms are there between 11 and 20 hours each week. On average, in 1975 moms spent just over 7 hours per week with their kids. We are spending more time with our children, yet feeling more guilty and stressed.

    The ramifications of this trend are enormous. The more-time-is-more parenting paradigm has given rise to and celebrated stay-at-home-mother-is-best paradigm, which puts actually puts women, children and families in financial peril. The University of Maryland researchers found that all this kid-time can result in parents, moms in particular, being stressed, sleep-deprived, guilty and anxious — which, as any parent knows, trickles down to the kids.

    To further support your need to work (which is likely related to the fact that you and your kids need to eat, much less that you enjoy working, contributing, building and earning), here is my second favorite piece of research:

    It is good for both girls and boys when moms work outside the home for pay

    Harvard Business School study of 50,000 adults found that in 24 countries, the daughters whose moms worked before the girls were 14 years old:

    • Finished more years of education
    • Earned higher salaries
    • Were more likely to be employed and in supervisory roles than their peers whose moms stayed at home

    In the United States, the Harvard study found that daughters of working mothers earned 23 percent more than daughters of stay-at-home mothers, and sons spent seven and a half more hours a week on child care and 25 more minutes on housework.

    In other words, when moms work for pay, there is more gender equality in the workforce, and more gender equality at home.

    So, how does this apply to single moms specifically?

    One, science absolves you from guilt for a) earning a living like adults do, and b) spending plenty of time away from your kids.

    Here are all the great things that happen when you let go of the working-mom guilt, and give your career the attention and time you feel it deserves:

    1. You feel great about that decision, because it is the right decision! All that worthless, toxic guilt and unclear priorities are now gone. Good vibes ensue. Everyone in your household benefits from this new clarity, and positive direction.
    2. Your income grows, and you prove to yourself (and everyone who is watching) that you can be both a single mom, AND financially successful. Your children benefit from this security in countless ways.
    3. You set an incredible example for your children. Again, that Harvard study proved that all those work-for-pay moms bred achieving women, and caring, helpful men.
    4. You help close the gender gap and change the motherfucking world! When women work, so many good things happen in the world. I outline all the ways that the SAHM ideal only benefits the patriarchy in this post, and by working, earning and achieving — while raising fabulous children! — you do your part to correct this.

    So, what to do?

    1. Get over your guilt by focusing on the science, including what I outlined above.
    2. Focus on a career that you love and that fills up your heart. Here is a list of 13 high-paying careers you can do from home.
    3. Surround yourself with other ambitious, supportive, big-thinking people (men, women, married and single moms and women). Do not allow yourself to get dragged down by women who are still stuck in the mindset that they need to martyr themselves for their kids.

    Limiting belief: “It is OK if I go into debt/ overspend on my children, because I'm a single mom.”

    One woman told me:

    “I have this $10,000 credit card balance I can't shake. I racked it up last year when I paid for my son's wedding. What was I supposed to do?! I'm a single mom!”

    I get why you want to give your kid all the advantages in the world. In this instance, sending him and his lovely new wife off into the world with a beautiful wedding. But personal finance basics apply to everyone: Spend wisely. Don't finance anything that is not an investment (home, education).

    A wedding is no exception. Um, hello?! You are twice divorced! Did you learn nothing from your own over-priced nuptial celebrations?! You don't get a spendthrift pass just because you're overspending on a child. And you certainly don't get a freebie because you're a single mom! If anything, you there is a GREATER responsibility to be financially smart: without a partner to depend on in retirement or in case of a financial emergency you run a bigger risk of being a burden on your kids. Ask your son — and your daughter-in-law especially — Which do you prefer? A big wedding today? Or for you to live in their home wiping your elderly ass for a decade?

    No, no, no.

    I often hear about women carrying large sums of debt, living without budgets or retirement accounts or any cash savings, but buy their kids plenty of toys, Disney vacations, clothes, meals out.

    The rationale: My kids suffer so much because theirs is a broken home/ their dad isn't around / they went through so much with the divorce / I work such long hours and don't have that full-time, stay-at-home mom which is their God-given right, so they deserve all this stuff.

    Here is what kids deserve:

    • A safe home
    • A vegetable once per week
    • A hug once per month

    Kidding! (Kinda.). All the research is there, and you know in your heart this:

    Kids' priorities and needs are to be safe, healthy, loved, appreciated.

    Instead, we see single moms over-prioritize spending on their children over their financial solvency. A few years ago, an Allianz survey found that early half (47 percent) of single moms say that saving for their children’s education is their No. 1 greatest motivation for developing a long-term financial plan — above saving for retirement. Compare that with just 26 percent of other modern families who said the same.

    Allianz didn't surmise why single moms are disproportionately making this financial mistake, but I will: Guilt.

    Don't do this. Your kid can get loans for school, you can't get loans for retirement. Financial pros will tell you that retirement savings trump college on all fronts: more tax benefits, longer vestment periods, and a higher priority overall.

    Here's the thing: If your financial decisions are made out of guilt, those are lesser decisions. If you go into debt, spend too much doing the holidays, chose a mortgage you cannot afford (even if it is in a great school district, or prevented your kids from relocating), your whole clan is at financial risk.

    Yes, your kids might have been thrilled with that Xbox at Christmas, or thrilled with the cruise, but they also have a stressed out mom.

    When moms are feeling overwhelmed about money, they make bad decisions. Single moms in financial straights:

    • Stay in miserable or low-paying jobs because they are afraid of risk, which likely has upside potential.
    • Date, move in with, marry the wrong guys — even if they do help pay the rent.
    • Continue to choose the short-term, materialistic win (gifts, meals out, new clothes), over long-term financial security, like steady saving and investing. After all, the further you fall behind with investing goals, the less inspired you are likely to save and invest, because it will seem like you will never get ahead. It becomes way too tempting to stick with the small thrills, no matter how fleeting or empty.
    • Are very likely to be a burden on their children. Your kids do not owe it to you to take care of you in your old age, or poor health. You do not get to write up and mutually sign in your own mind a contract in which you spoil your children today, and they nurse you forever. If you are creating that story, consciously or unconsciously, your children see and know that. They resent you, and they may or may not fulfill their end of a bargain they had no part in creating.

    How to align your money habits with your values—and stop being a broke single mom?

    That question answers itself.

    Here is what science tells us about happiness: Many studies have found that experiences and financial security (not endless wealth, security) contribute to our wellbeing. A sense of community, spending time with people we like, giving back and a sense of gratitude are all key.

    Debt is connected with stress, depression, relationship issues and abuse.

    Write down your values as they relate to money.

    Do you believe money buys happiness?

    Do you strive to own things?

    What do you want to teach your children about money? Are you teaching them those things?

    Do you worry that your financial knowledge is not as strong as you'd like? Yes? Here is a beginner guide to paying off debt, and another for getting started with investing.

    Related: Best online savings accounts for moms

    Do you find yourself buying to keep up with the Joneses? Even if you know you should be focused only on what you can actually afford?

    The bottom line is that if you justify bad money habits with your single-mom status, that is playing victim to something you in fact have a lot of control over.

    Because we already faced the limiting belief that all single moms are poor.

    Limiting belief: “I need to fight for maximum custody of my children because I am the better parent.”

    Forty years ago when Americans started divorcing en masse, early research suggested that very young kids do best by being with the mom full-time. There was a study or two decades ago that supported the idea that children do best with a primary residence (which was automatically presumed to be the mom), and maybe visits with the second parent (dad).

    That was the advent of what New York divorce attorneys call “the Friday Night Special” — kids live with their mom, spend every-other weekend and Wednesday dinners with their dad. The dad builds his career, the cliche goes, and pays the mom child support, and maybe alimony.

    The notion that kids' time should be primarily with one parent — the better parent — has  instilled in you and me by a culture and court system that dictates: “When parents break up, a fight must ensue. Everyone battles to win — win money, win children.”

    Unfortunately, the only winners in these epic battles are attorneys and a court system that profits from your family misery.

    To feed the presumption that children benefit when they spend most of their time with one parent, the divorce and separation process is designed to inherently create a conflict over which parent is better.

    Thankfully, 55-peer-reviewed studies have unequivocally proven that when children have approximately equal time with both parents, they do best — including in high-conflict situations.

    It goes without saying that exceptions apply for cases of abuse and neglect. 

    Unfortunately, just as our culture is stuck in the notion that full-time stay-at-home moms are best for children, so, too, do we assume that children should be with their moms. I get it. A few years ago I wrote this:

    After one meeting with my ex and our lawyers to negotiate the custody agreement of our divorce, I went home, busted out the calculator, and cried. I freaked out at the idea of being away from my kids for extended hours or days, and I need to know how many hours each week I would spend with my son and daughter under various arrangements. How many hours they would be sleeping, in day care and with their dad? How many minutes each week would they be mine? When we separated, I was pregnant and my daughter was not quite 2. I subscribed to many tenets of attachment parenting. I was used to being with my tiny children the vast majority of the time, running errands with one or the other strapped to my chest, their tiny bodies cozied up to mine in bed, the little one would nurse at least a year like his sister.

    Anything less than that seemed devastating. They needed me so, so much, I thought. And I needed them.

    Fast-forward three years, and when my ex texts to say he's skipping a visit for reasons well within his control (a party, volunteer work, a last-minute weekend trip to California), I lose my mind. I get crazy-angry at his cavalier approach to parenting and how that affects the kids. I resent be taken for granted, as if I were a babysitter on-call 24/7, and unpaid. I also resent that I don't get my scheduled kid-free time. Those hours are a precious commodity I fully utilize to nurture friendships, date, work, exercise and relax. When the kids come home Sunday evening from their weekly overnight, we are all so happy to see each other and I can feel in my whole body how much more energy I have for them.

    Never in a bazillion years would I have imagined I'd feel like that.

    When you share parenting with your ex, and take steps to truly co-parent, only good things happen:

    1. It is best for kids, for one.
    2. Two, you stop fighting (as much), since there isn't that much to fight over. This frees up so much psychic and emotional energy.
    3. Third, now that the kids are happily with their dad half the time, you are now free to build that career, date, spend time with friends, travel without children (my fav), eat a sandwich without being interrupted by being begged for a bite, or simply chill out.
    4. Four, this does so many great things for gender equality: your kids see that both genders are equal parents, you are no longer burdened by the expectations to be the full-time homemaker/mom and, are now freer to earn and grow a business and career. Others are watching you and your success. You inspire the world around you.

    If you drink my Kool-Aid and come to understand that a) equally shared parenting is best for kids, b) you don't have any more rights to time with or decisions for than their dad does, c) you see how shared parenting is really great for you (as well as feminism, because what is gender equality if parenting time is not equal?),  you may find yourself with little support for these beliefs.

    Again, our culture will tell those who love you most to relay to you the following messages:

    You are the mother. The children should be with you.

    You would always complain that he never did his share of parenting when you were married. Why should he get them equal time and say now that you're divorced?

    What? His new wife / girlfriend will be around half the time? You're going to allow that?

    He cheated and left you. You need to punish him and get the kids! 

    He's a jerk and we never liked him. Don't let the kids spend half their time at his house! 

    It is too hard on children to go back and forth between homes. Save them! 

    If you are arguing that you are the better parent, examine your motives. Is it because everywhere you turn, the world is telling you that your job as a woman is to be a mother, and children need mothers more than fathers, and are by way of biology, the superior parent?

    Would you feel your friends and neighbors would judge you a negligent if had equal — or lesser — time with your kids?

    Would you feel like you are “giving in” to his demands and losing at divorce?

    Do you simply worry that you will miss your kids so much, and are not sure what to do with any newfound time they'd spend with their dad? Are you unsure of who you would be, what your identity is, if you were no longer a full-time mom?

    Be honest here … are you trying to punish him for hurting you? That is certainly a human feeling, and Lord knows divorce and breakups are nothing if not ripe with human feelings. But that same Lord gave you restraint and intellect.

    Even if you say you are a more engaged, or attentive, or healthy parent. Who says that you are right? Even if you spend tens of thousands of dollars on attorneys, therapists, experts to prove you are a better parent, why should that mean that the kids' dad deserves a lesser relationship with the kids — not to mention the kids' with their dad, their other parent?

    The documentary Divorce Corp does a great job at explaining how messed up this thinking in. In one segment, a child advocate points out that when courts determine parenting time based on who is the better parent, a father who scores an 8 on a 10-point scale would get just 27% of time with his kids (the classic every-other-weekend, Wednesday dinner deal), if the mom scores a 9. Meanwhile, a dad who scores a 3, could get 90% time, if the mom scores a 2.

    Why shouldn't a dad who scores 3 or higher just get 50% time?

    Better question: Why do we start the discussion with a fight, instead of a presumption of equality?

    Again, if the kids are safe with a parent, there is no reason they should not spend equal time with that person. Even if you are absolutely the better parent.

    Limiting belief: “My professional shortcomings are because I am a single mom.”

    Recently, a single mom pitching me consulting services said to me:

    “I understand why you might want to go with the other consultant who is much more experienced than I am. But keep in mind – I am trying to build a business while being a single mom. He's a single guy with tons of time on his hands.”

    You are a businessperson selling me a product, in this case coaching services. My business doesn't  have an affirmative action program for single moms. If I'm going to invest thousands of dollars in your services, it's because I expect there to be a return on that investment. Not because you are a charity case in need of financial assistance. And when your sales pitch includes blaming your lack of competitive advantage on your personal circumstances I wonder how on God's green earth you can help me get over my own fears to succeed.

    Related story: Last week a divorce coach reached out to bemoan her difficulty finding financially independent single moms to share their stories. I told her that I meet many successful single moms through work and personal networks, but I agreed — most do not lead with the “single mom” title, and instead identify by other parts of their lives: Parent, professional, Junior League President, etc. For better or worse, “single mom” has negative connotations. It connotes poverty and victimhood. At some point in life you embrace the fact that you are not in a relationship, that life didn't turn out as planned, and you went through a whole lot of pain as a result. Then you get over it. At least most women do.

    Others wallow in that grief and don't ever really move on. And like these women I bumped into recently, you use your family status as a crutch for poor decisions. The net result was that others (and by “others” I really mean “I”) think even less of you than you do yourself.

    When you frame yourself — and use as a manipulation tool — your single-mom status, you really play a victim role, and demean women everywhere. You believe — and assume others to believe — that unmarried mothers are ALWAYS poor, and ALWAYS in need of charity and special consideration.

    In reality, that is sometimes true. Also in reality: You are a woman in 2019 who has more rights, opportunity and access than most PEOPLE in the world, and certainly WOMEN EVER IN HISTORY. Pause for a moment. Count all your blessings. Consider how much more you have to today, and how much you can achieve when compared with what your grandmother had. Mind-blowing, right?

    Limiting belief: “I need a man.”

    You've read this far. Do you notice a message threading through all the points?

    Here it is:

    Your family is whole, just as it is.

    You are a whole woman, right now, in the family you head, right this minute.

    There is no such thing as a “broken home.”

    Today, 40 percent of kids are being raised by what the Census Bureau considers single moms. That is 10 million of us. We will be a statistical majority within our kids' lifetimes. Single moms are the new normal.

    Lots and lots of us prefer to parent without a co-parent living in our homes.

    Single-moms by choice is the fastest growing sub-segment of single parenthood.

    In other words, you do not need a man.

    If you fee like you are incomplete without a man, there is good reason for that.

    Until about a minute ago, women did kinda sorta need a man throughout most of Western history. Without the ability to hold a paying job, own property or any other legal rights, women were not full citizens, or even close. Instead, women lived ins societies where they were defined by, hopefully cared for, and definitely controlled by men:

    Fathers, brothers, husbands.

    Without one of the above, women were left to the wilds of the patriarchy.

    It was ugly.

    Today, thankfully, things are different. Better.

    Yet pressure to be attached persist.

    From people who love us most. And people who define themselves by a man. And the media.

    Attitudes have not kept pace with our opportunities and successes.

    If your top goal is to find a man, pump the breaks.

    This signals to your kids that their family is broken, and they are broken by proxy.

    You signal to men that you will accept far less than you deserve — because any man is better than no, man, right?

    You do not prioritize yourself. You may have be devastated to find yourself at this crossroads, and that is OK. Single motherhood is no one's Plan A (that I've met). This is an incredible opportunity to find out who you are, what you are made of, the type of mother you were meant to be, and the type of woman.

    If you skip the alone-time part of single motherhood (which you are free to revisit at any point), you miss out on a fantastic opportunity at a new life experience, namely being single.

    I like to think about divorce and single motherhood as simply another life experience. I have been single, I have been married. I had the experience of divorce, of being a married mother, and of being a single mother. I have dated as a single woman, and I have dated as a middle-aged mom of toddlers. Each experience was worthwhile, as is being alone and without a man while also being a mother.

    This includes the type of lover and girlfriend and date and partner you may be.

    In fact, I urge you to date, explore, hook up, enjoy your sexuality for everything that it is. You may find the many moms who are stunned to realize how incredible sex is at this stage of life. After all, sex is now for sex's sake (not for baby making), dating can be enjoyed without the pressure of finding a husband in time to make those babies.

    And if and when you chose to be with a man in a committed way, it will be an act of love and choice — not obligation, fear, or necessity.

    That, woman, is freedom.

    The power of freedom is what you deserver most of all.

    But what about single moms and generational poverty?

    In our Facebook group, Millionaire Single Moms, a member pushed back on, essentially, my life's work. She wrote:

    I have mixed feelings about the premise behind this group: that we as single mothers can achieve financial freedom if we work hard enough and stop internalizing a victim mentality. On the one hand, I agree — I've known more than a few people who focus on external obstacles rather than on possibilities and make nothing happen in their lives. It's a self-defeating way to live. I'm all about embracing agency, our power to change our circumstances, dreaming big and taking steps to make those dreams happen.

    At the same time, the bootstraps mentality can only go so far. It deny that the playing field is not level and sweep all forms of privilege and discrimination (institutionalized racism, sexism) under the rug; it has been used to pathologize the poor and deflect responsibility from a corrupt billionaire class, giving lots of leverage to people like Paul Ryan, whose justification for taking away healthcare from millions of poor people is that they'll work harder to pay for it!

    Now more than ever, we need to be mindful of the limitations of a brand of empowerment that's focused on the individual rather than the collective. True financial freedom can only happen in an advanced nation that is willing to invest in women and children; and unaffordable childcare is the biggest obstacle to a single parent's financial success. It seems to me that women are better served working together to make change happen in this country than they are by trying to adapt a millionaire mentality (trying to “manifest” wealth, while juggling multiple gigs and struggling to pay off debt), although the two don't have to be mutually exclusive. Imagine how many single mothers would be freed by universal daycare to pursue their career ambitions and not have to rely on child support or alimony. 

    My response:

    How to be a good single mom

    I have been thinking a lot about how my work with single moms is my greatest influence in the resistance. I have also been honing my deep understanding that earning and achieving professionally is the greatest act of activism each of us can participate in. When you defy your limitations, you break through very real class, race and gender barriers. You model a different, better story for your children, your friends, family, colleagues and everyone who is silently watching. Your own life either perpetuates a stereotype, or tells the world to FUCK OFF, and write a new set of rules.
    As it pertains to this group, and my message overall:
      • To individuals I say: The very practically of it: You are what you focus on. Focus on what you can do to get out of a cycle of juggling crappy part-time work and debt (which never got anyone anywhere). Stop focusing on the very real inequalities for women, the poor, racial minorities (unless you are on a mission to actively change those). There simply is no room for excuses when it comes to running one's own circumstances. Surround yourself with positive people, get focused, and make a decision to change your life, and your children's lives. This is the greatest act you can make for changing systemic inequality. I have never, ever met anyone who has achieved —whether with thanks to the good luck of being born to money, or despite incredible hardship — who has not simply looked bad luck and circumstance in the face and got the hell on with it already.
      • Yes, generational poverty and inflexible class structure are real and powerful. Also: each of us is responsible for our own happiness and wellbeing. The moment anyone suggests they are owed anything, their own individual power and society overall crumble.
      • Billionaires and politicians are not solely responsible for the wellbeing of the masses. We are living in a time of unprecedented wealth and opportunity for women. We are more privileged than any group of women in the history of the world, and 98% of women in the world today (yes, I get Scandinavia has it really fucking good. I spent the past two summers in Denmark and wrote a bunch about social infrastructure for women and families for Forbes. The difference is real!). You and I have incredible privilege, and with privilege comes responsibility. The biggest impact you and I can make right now, today, is to earn and achieve. Decide right now to not depend on a man, grovel for low-paying work, model scrimping and playing victim to your children. These choices keep the pay gap alive and thriving. That is when the wealth gap widens. Corporate boards and Washington remain void of women. Anti-women an family policy persist. As a person of privilege, it is your responsibility to work to change those realities.
    • I 100% agree with you on universal child care. But there will never be universal child care until the people in power feel the pain of expensive child care. White, rich men with stay-at-home moms don't care about universal child care because their wives take care of it without question. 95% of divorced or otherwise single dads don't care about universal child care because their kids moms take on the responsibility of paying for, arranging and combating the guilt and juggle of child care. Only when we have equal parenting, and equal numbers of women in power positions will these sorts of family- and women-friendly policies take place.

    In short: When single moms like you and I thrive — the world thrives. YOUR POWER IS REAL!

    Example of how to be a single mom with no help

    single mom life

    This truth bomb from Jessica Mraz, 50, St. Paul, Minnesota, who let go of child support, changed her life for the better, and changed the world:

    “Life lesson learned yesterday. I was struggling to figure out how to pay for my son's health insurance and medical bills since the premiums went up and my deductible changed as well as sports and guitar lessons. I got into a big argument with my ex because he refuses to pay for any of it since he gives me some child support and thinks that should cover everything. Suddenly a light went off in my head and I thought:

    “Why are you wrestling with this piggy ? You are just covering yourself up with mud. You will never get him to agree with you. So woman, you are just going to have to make all the money you need to pay for everything that your son needs and you need to have a great life. Stop thinking in this limited way. Now raise yourself up and walk away from this struggle.

    “I was angry and felt like blowing off some important things I had to do. But I didn't. I turned that anger into energy. Then I walked into the recording studio where I do voiceover and knocked it out of the park. One of the most empowering moments of my life. I am grateful to Emma and the Millionaire Single Moms (Facebook group, join here!) for helping me get to this place of awareness and dignity.”

    — Jessica

    Jessica is a professional translator, one of the career paths that pay very well and many moms do from home — learn how to get into this lucrative, flexible field and 12 others in this post about work-at-home high-paying careers

    About Emma Johnson

    Emma Johnson is a veteran money journalist, noted blogger, bestselling author and an host of the award-winning podcast, Like a Mother with Emma Johnson. A former Associated Press Financial Wire reporter and MSN Money columnist, Emma has written for the New York Times, Wall Street Journal, Forbes, Glamour, Oprah.com, U.S. News, Parenting, USA Today and others. Her #1 bestseller, The Kickass Single Mom (Penguin), was named to the New York Post's ‘Must Read” list.Emma regularly comments on issues of modern families, gender equality, divorce, sex and motherhood for outlets like CNN, Headline News, New York Times, Wall Street Journal, Fox & Friends, CNBC, NPR, TIME, MONEY, O, The Oprah Magazine and The Doctors. She was named Parents magazine’s “Best of the Web,” “Top 15 Personal Finance Podcasts” by U.S. News, and a “Most Eligible New Yorker” by New York Observer.A popular speaker, Emma presented at the United Nations Summit for Gender Equality. Read more about Emma here.

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