How Not to be a Broke Single Mom Course




When I faced my divorce, my ex had moved out, and I would lay awake in my bed at night, often with my not-yet-2-year-old daughter sleeping in my otherwise empty queen-size bed, my pregnant belly swelling under my increasingly tight pajama bottoms.

The No. 1 thing that kept me awake, in wide-eyed sweat, night after night: Money.

As for the kids, yes I was devastated that my dream of having an intact, two-parent, nuclear, Leave it to Beaver family wasn’t happening. That was heartbreaking. But I knew my kids had me, they had other family members who loved them. Plus, I went through a whole lot of crap when I was a kid. I knew children—cliche but true!—are resilient.

What about finding romantic love again? In my moment of crisis, I was sexually/romantically shutdown. The only reason I was vaguely aware I had a vagina was that I got my period once per month. For me, that was not of-mind (yet).

But, money. I was raised by a professional single mom, and we were broke all the time. It was so stressful. Growing up, I was constantly worried we would be homeless, or that I wouldn’t be able to go to college. While there was little we did without, materially, when compared with our peers, the constant stress of having too little money took a steep toll. I don’t need a lot of stuff, or fancy things. I have a modest lifestyle and tastes.

I knew that to be the best mom I could be, to be the best person I could be.

I could not be broke.

  • Broke meant stressed out.
  • Broke meant angry.
  • Broke meant blaming others—my ex, the family court system, institutional sexism—for my misfortune.

I swore my whole life that would not be me. I would not be that broke single mom. Yet, here I was—facing the divorce I swore I would never get, and compared with my husband. I earned a fraction of our household income—and as a freelancer, none of the benefits. Plus, because of circumstances around my divorce, I knew that any child support would be temporary, while the vast majority of child care would fall on me.

But to make that happen, I had to triple my income. That seemed impossible!

I was terrified.


For months, I constantly had open my iPhone calculator app, doing the numbers. How could I could cut expenses, slash my Internet bill and eat frugally? I swore off buying clothes for myself and committed to relying on second-hand stuff for the kids.

But there was so much more I had to worry about. I lived in the co-op apartment I owned with my husband. How could I afford to buy him out? Would the kids and I have to move? If so, rents in my area were so much higher than my mortgage. Would that mean leaving my neighborhood—friends and community?

Perhaps even more than my animal fear of not being able to provide for my babies, I wanted to have the life I wanted. I was already hustling, calling my contacts, telling everyone in my network that I was looking for projects. But I didn’t want to work outside of the house 60 hours each week—and commuting all the while. That lifestyle didn’t look too different than one where I was poor and a stressed-out mess. I didn’t want to be a middle-class stressed out mess, either!  I wanted to support my family—but on my terms.

I didn’t just want money in the bank, not to worry about bills or our future. I wanted to be happy. I wanted my family to be happy.

I didn’t want to be that stressed-out, angry, broke single mom. I didn’t want to fail on my promises to myself that I would do better than my own parents. I wanted a better life for my kids. I wanted my life to be better.

I wanted to have an awesome career, some money in the bank and plenty of time to enjoy my family.

In other words: I wanted the exact same things you do.

It took months and years, but I finally did it. I landed on my feet.

  • I didn’t take my ex to court and get him for all he’s worth. I didn’t go on welfare (even though several people told me I should—and even got ANGRY at me when I refused).
  • I didn’t go into massive debt.
  • I also didn’t work 100 hours each week.
  • I built a career and life that allows me to take care of my family and myself.
  • I created a lifestyle that I am proud of, in part because it is one that I can afford.

Financial freedom as a single mom isn’t just about having some money in the bank, or not freaking out at the end of every month, not knowing if the bills will get paid.

It’s about feeling calm. In control and confident. It’s about making decisions about my family’s future in confidence—and from a place of terror of poverty, or dependence on a man or family member who could hold that money over my head—or yank it away at any time.

Being financially independent is about feeling secure—financially secure, sure. But more than that, financial independence allows you to be emotionally secure. 

Now, I no longer stare at the ceiling all night long in fearful paralysis about bills and living in my car with my kids. Now I have total confidence the mortgage payment will go through on the 1st of every month. I shop the aisles of the grocery store based on what is tasty and healthy—not just what is cheapest. When my daughter expressed interest in violin lessons, I bought her the instrument and signed up for lessons, and when my son asked to play soccer, we joined a league.

Now, unlike before, when a girlfriend suggests a nice restaurant for a girl’s night out, I make the reservation—and order a second glass of pinot noir. And when a great networking event means I hire an evening babysitter, or a colleague suggests a conference that will grow my business, but costs $2,000—I sign up with confidence because I know these are great investments for my financial well-being long-term.

Best of all, I am not that stressed-out, screaming single mom I was so afraid I would be. The best part of financial success is that it affords me—as it will you—peace of mind so that you can be the relaxed, focused mom and woman who enjoys your children, your free time, your friends and family and lovers without the very real anxiety that comes with being broke.

I want you to have this kind of confidence, and to live without financial fear.

Yet I know so many of you do live with that fear.

In the past three years since writing about my single mom journey, I have heard from thousands of women who feel exactly like I felt: Women in the middle of one of the toughest times of their whole life, facing parenting alone and terrified their, and their children’s financial future.

Most of these women are educated, professional people who are ashamed of the financial straights they face.

  • You feel alone.
  • You feel powerless.
  • You feel broke.

And the only role model out there for single moms is the welfare mom: Broke, angry and stressed.

That is not the only model.

That’s why I created the video course:
How Not to be a Broke Single Mom

I love it when my blog readers and podcast listeners write to me. Thousands of followers have reached out with pleas for advice, and they nearly always feel exactly how I felt: Scared, alone, and BROKE.

I wish I could spend hours with each and every one of you, to give you the personal, 1-on-1 attention you deserve to build a financial life that is part of being the confident mom and woman that you are are meant to be. And while I do work with coaching clients for thousands of dollars, the best, most efficient and affordable way for me to help the biggest number of single moms is to build this video course.

Over the past two years I have been researching and honing this information, so that I can give my readers the most powerful tools that will change their finances in the shortest period of time. This is the result of that work.


How Not to be a Broke Single Mom includes:

    • 6 Videos in which I share my secrets to in identifying and breaking out of the negative thinking that keeps you stuck in old, broke-mom habits and mindsets. Value: $199

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  • 2 Worksheets to help you work through your own money and success blocks. Value: $29
  • 4 video interviews with OTHER successful single moms who share their own journey from being broke, unmarried parents, into financially independent, proud and confident moms. Value: $99


Jenn was a newly divorced and laid-off mom who was forced to move her young son back home with her strict Puerto Rican parents. Within two years she had turned her previous $48,000 salary into a $500,000 business. For real.

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Christina left a staff job just when she found out she was pregnant, launched a blog, and a year later is on track to make six-figures empowering women of color to look and feel beautiful!


Hear from Kaylan, who found herself unexpectedly pregnant, and with an acting resume, but took the risk to move to New York City with her infant daughter — broke! — and find her way to success in a corporate job, doing what she loves.


Simran was a very young widow in India, and defied her family and culture by moving with her young son abroad, where she built a dynamic executive career at Fortune 100 companies, and enjoyed her weekends dating and with friends — every weekend. 


  • A  50-page ebook that is a step-by-step financial guide every single mom needs to take control of your monthly bills, build a career that you love and that pays you far more than you think you can earn. I include my own step-by-step journey from being broke to earning double-six-figures within two years.  Value: $49

Value $376 Yours for $97

Get it Now for Only $97


But, Emma, I AM a broke single mom! I don’t have an extra $97!

If you describe yourself as “a broke single mom” that negative thinking is the most important thing you must get over ASAP! This video series is designed exactly for moms like you.

But seriously. I can’t afford $97. 

Look at your monthly bills. How much do you spend on cable? Hair, nails? Dance lessons for the kids? Eating out at restaurants? Consider how much it costs to go to a therapist every week—at least $100 per week for most people. This is hours worth of material you can read and watch whenever you’re feeling stuck or broke. What if I guaranteed that this book will change your financial life? Would it be worth cutting $97 from the rest of your budget for the promise of earning $20,000, $30,000, $100,000 more each year? What if I could help you slash that much money from your debt? I’m asking you to make an investment. Is foregoing a month of Blood Sweat and Heels worth that investment?

I 1,000% believe it is worth that investment … and much more. In fact, I offer a 100% money-back guarantee. If you go through all the material, do all the work (and can show that you’ve done it), and it still doesn’t give you the results I promise, then I INSIST that you receive 100% of your money back. No questions asked.

What makes you the expert?

That is a great question. First, I am a veteran business journalist with more than 15 years experience writing about personal finance and the psychology of money for publications like the New York Times, Wall Street Journal, Forbes, MSN Money, Money magazine, Psychology Today, Men’s Health, Glamour, and others).

When I launched, it was a place to connect with other, professional single moms and help them find the same financial and professional success my family enjoyed. No one was speaking to me and my peers — professional single moms. There still aren’t any blogs that address the needs of women like you and me. As evidence, the minute I launched WealthySingleMommy, things got crazy. Traffic spiked. The media called—and they kept calling. I’ve been quoted as a single mom financial expert in the New York Times, CNN, Wall Street Journal, NPR, Money magazine, NBC’s, Women’s Day, HeadlineNews, HuffingtonPost Live and dozens of others. Here I am on CNN:

And here is a full-page profile the New York Post wrote about me (love that pic of my son!):

Not be broke single mom emma johnson nypost

I quickly realized that professional single moms need to be heard, and they need community, and they need information. No one was providing that—except me. I started to take this role very seriously. I have interviewed thousands of single moms over the past three years, listening to their needs, fears and experiences. I have read countless books and interviewed experts on divorce, parenting, careers, money, building wealth, and dating and sex. I understand exactly what holds single moms back financially, and what makes single moms THRIVE financially and professionally.

And if that isn’t enough, my blog and podcast, Like a Mother with Emma Johnson, has received multiple shout-outs, including:

Plutus ‘Blog of the Year’ finalist (for financial bloggers)

AOL DailyFinance’s “Top 20 Financial Bloggers to Follow on Twitter”

U.S. New & World Report’s ‘Top 15 Personal Finance Podcasts’

But more than all the awesome press, and my endless research, the best validation of my work has been the constant stream of letters from readers. Every week I receive emails, Facebook and Twitter messages from women who tell me how grateful they are to find my work. That my advice helped them leave a toxic relationship, muster the courage to go back to school, ask for a promotion or raise, or venture out into dating again. Women to tell me they have let go of mom guilt and enjoyed their children more thanks to my work. Here are a few that really touched me:

“Your work has helped me immensely through my separation and journey to divorce. Keep up the great trailblazing work! I keep referring people to you.” —Sarah K.

“I just have to say thank you again. I feel incredibly alone, and yet you, someone wildly successful and with tons of insight, took time out of your crazy busy life to help me in whatever way you could. With mascara covering my face from the tears of gratitude, I’m giving you a big virtual hug right now.” —Kim S.

“Thank you, Emma. Sincerely and deeply. Just thank you. You’re inspiring. I have no doubt that you have played a bigger part than you may ever know in my future success. Thank you just isn’t enough, but it’s all I can do right now!” —Tanya M.

“God I love your work, Emma. Thanks for the laugh and advice, Emma. You’ve helped me know I can find a life, career and family after divorce. I’ve told you before and I’ll tell you again: you’ve really helped me get back to a better me.” —Chis C.

“I want to say thank you from the bottom of my soul for creating this beautiful blog/safe haven for us single moms. Not being the least bit dramatic when I say that you and this website are a true godsend.  What you’re doing to help women is a beautiful thing and I hope you are reaping all the good karma from all the good you have/are putting out there!” —Rachel W.

“I stumbled upon your blog this weekend at the beach and was so engrossed that I didn’t even notice the crazy kids running around me until they actually tripped and fell on top of me! Thanks and keep doing what you do!  Your blog helped me realize that my default is committed relationship if I’m having sex with someone and I’m just not ready for a committed relationship.  I think it’s time that I loosened up my moral compass and allowed a little sexapalooza to happen in my life.  Ready, set, go!” —Beth H.

I quickly realized that my story, writing and speaking helps women. It is my mission to help as many women as possible build the families and lives that they want—regardless of their marital status.

But I already have a decent job and can pay my bills. Is this course for me, or just down-and-out women?

I built this course because there simply are no resources out there that address the lack of positive, strong and independent single mothers. That is great you can pay your bills, but…

      • Are you prepared for any emergencies in the future?
      • Are you confident you will not be dependent on your kids one day?
      • Are you creatively fulfilled in your job—or do you know deep down that you are capable of much, much more — both professionally and financially?

If you answered no to any of these questions, then How Not to be a Broke Single Mom is 100% definitely for you.

Emma, I read your blog all the time. Is this just going to be a repeat of what is on WealthySingleMommy?

C’mon, you know me better than that! I have so many ideas and so much advice there is no reason for me to ever repeat myself. My biggest problem is finding enough hours in the day to write down all my thoughts.

To answer your question: No, How Not to be a Broke Single Mom is full of original material that has never been recorded or published. If you are already a fan of WealthySingleMommy, my podcast or video show, my Forbes column or any of my other work, you will get a ton out of this course.

Where do I sign up?


Sign up now for How Not to be a Broke Single Mom!

Value $347Yours for $97

Get it Now for Only $97


Guarantee: I believe so strongly in the quality of How Not to be a Broke Single Mom. I’ve poured my heart into it! And I confidently back it with a 30-Day, Money-Back Guarantee. If you’re not satisfied, just contact me within 30 days days of purchase, and I’ll refund your money. No questions asked.