When I faced my divorce, my ex had moved out, and I would lay awake in my bed at night, often with my not-yet-2-year-old daughter sleeping in my otherwise empty queen-size bed, my pregnant belly swelling under my increasingly tight pajama bottoms.

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The No. 1 thing that kept me awake, in wide-eyed sweat, night after night: Money.

As for the kids, yes I was devastated that my dream of having an intact, two-parent, nuclear, Leave it to Beaver family wasn't happening. That was heartbreaking. But I knew my kids had me, they had other family members who loved them. Plus, I went through a whole lot of crap when I was a kid. I knew children—cliche but true!—are resilient.

What about finding romantic love again? In my moment of crisis, I was sexually/romantically shutdown. The only reason I was vaguely aware I had a vagina was that I got my period once per month. For me, that was not of-mind (yet).

But, money. I was raised by a professional single mom, and we were broke all the time. It was so stressful. Growing up, I was constantly worried we would be homeless, or that I wouldn't be able to go to college. While there was little we did without, materially, when compared with our peers, the constant stress of having too little money took a steep toll. I don't need a lot of stuff, or fancy things. I have a modest lifestyle and tastes.

I knew that to be the best mom I could be, to be the best person I could be.

I could not be broke.

  • Broke meant stressed out.
  • Broke meant angry.
  • Broke meant blaming others—my ex, the family court system, institutional sexism—for my misfortune.

I swore my whole life that would not be me. I would not be that broke single mom. Yet, here I was—facing the divorce I swore I would never get, and compared with my husband. I earned a fraction of our household income—and as a freelancer, none of the benefits. Plus, because of circumstances around my divorce, I knew that any child support would be temporary, while the vast majority of child care would fall on me.

But to make that happen, I had to triple my income. That seemed impossible!

I was terrified.


For months, I constantly had open my iPhone calculator app, doing the numbers. How could I could cut expenses, slash my Internet bill and eat frugally? I swore off buying clothes for myself and committed to relying on second-hand stuff for the kids.

But there was so much more I had to worry about. I lived in the co-op apartment I owned with my husband. How could I afford to buy him out? Would the kids and I have to move? If so, rents in my area were so much higher than my mortgage. Would that mean leaving my neighborhood—friends and community?

Perhaps even more than my animal fear of not being able to provide for my babies, I wanted to have the life I wanted. I was already hustling, calling my contacts, telling everyone in my network that I was looking for projects. But I didn't want to work outside of the house 60 hours each week—and commuting all the while. That lifestyle didn't look too different than one where I was poor and a stressed-out mess. I didn't want to be a middle-class stressed out mess, either!  I wanted to support my family—but on my terms.

I didn't just want money in the bank, not to worry about bills or our future. I wanted to be happy. I wanted my family to be happy.

I didn't want to be that stressed-out, angry, broke single mom. I didn't want to fail on my promises to myself that I would do better than my own parents. I wanted a better life for my kids. I wanted my life to be better.

I wanted to have an awesome career, some money in the bank and plenty of time to enjoy my family.

In other words: I wanted the exact same things you do.

It took months and years, but I finally did it. I landed on my feet.

  • I didn't take my ex to court and get him for all he's worth. I didn't go on welfare (even though several people told me I should—and even got ANGRY at me when I refused).
  • I didn't go into massive debt.
  • I also didn't work 100 hours each week.
  • I built a career and life that allows me to take care of my family and myself.
  • I created a lifestyle that I am proud of, in part because it is one that I can afford.

Financial freedom as a single mom isn't just about having some money in the bank, or not freaking out at the end of every month, not knowing if the bills will get paid.

It's about feeling calm. In control and confident. It's about making decisions about my family's future in confidence—and from a place of terror of poverty, or dependence on a man or family member who could hold that money over my head—or yank it away at any time.

Being financially independent is about feeling secure—financially secure, sure. But more than that, financial independence allows you to be emotionally secure. 

Now, I no longer stare at the ceiling all night long in fearful paralysis about bills and living in my car with my kids. Now I have total confidence the mortgage payment will go through on the 1st of every month. I shop the aisles of the grocery store based on what is tasty and healthy—not just what is cheapest. When my daughter expressed interest in violin lessons, I bought her the instrument and signed up for lessons, and when my son asked to play soccer, we joined a league.

Now, unlike before, when a girlfriend suggests a nice restaurant for a girl's night out, I make the reservation—and order a second glass of pinot noir. And when a great networking event means I hire an evening babysitter, or a colleague suggests a conference that will grow my business, but costs $2,000—I sign up with confidence because I know these are great investments for my financial well-being long-term.

Best of all, I am not that stressed-out, screaming single mom I was so afraid I would be. The best part of financial success is that it affords me—as it will you—peace of mind so that you can be the relaxed, focused mom and woman who enjoys your children, your free time, your friends and family and lovers without the very real anxiety that comes with being broke.

I want you to have this kind of confidence, and to live without financial fear.

Yet I know so many of you do live with that fear.

In the past five years since writing about my single mom journey, I have heard from tens of thousands of women who feel exactly like I felt: Women in the middle of one of the toughest times of their whole life, facing parenting alone and terrified their, and their children's financial future.

Most of these women are educated, professional people who are ashamed of the financial straights they face.

  • You feel alone.
  • You feel stuck, living paycheck-to-paycheck.
  • You feel powerless, not knowing how to make your situation better.
  • You feel broke. Likely, you are broke!

And the only role model out there for single moms is the welfare mom: Broke, angry and stressed.

That is not the only model.

That’s why I created the video course:
Kickass Single Mom Money Masterclass


I love it when my blog readers and podcast listeners write to me. Thousands of followers have reached out with pleas for advice, and they nearly always feel exactly how I felt: Scared, alone, and BROKE.

I wish I could spend hours with each and every one of you, to give you the personal, 1-on-1 attention you deserve to build a financial life that is part of being the confident mom and woman that you are meant to be. And while I do work with coaching clients for thousands of dollars, the best, most efficient and affordable way for me to help the biggest number of single moms is to build this video course.

Over the past two years I have been researching and honing this information, so that I can give my readers the most powerful tools that will change their finances in the shortest period of time. This is the result of that work.


Kickass Single Mom Money Masterclass includes:

  • 6 Videos in which I share my secrets to in identifying and breaking out of the negative thinking that keeps you stuck in old, broke-mom habits and mindsets. Value: $199
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  • 5 Worksheets to help you work through your own money and success blocks. Value: $29
  • 4 video interviews with OTHER successful single moms who share their own journey from being broke, unmarried mothers, into financially independent, proud and confident moms. Value: $99


Jenn was a newly divorced and laid-off mom who was forced to move her young son back home with her strict Puerto Rican parents. Within two years she had turned her previous $48,000 salary into a $500,000 business. For real.

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Christina left a staff job just when she found out she was pregnant, launched a blog, and a year later is on track to make six-figures empowering women of color to look and feel beautiful!


Hear from Kaylan, who found herself unexpectedly pregnant, and with an acting resume, but took the risk to move to New York City with her infant daughter — broke! — and find her way to success in a corporate job, doing what she loves.


Simran was a very young widow in India, and defied her family and culture by moving with her young son abroad, where she built a dynamic executive career at Fortune 100 companies, and enjoyed her weekends dating and with friends — every weekend. 

Your Kickass Single Mom Money Master Class starts immediately!


YES Emma! I’m ready to STOP my money issues. I want to find extra money in the time I already have so I can create more choices for me and my kids! I’m ready to get out of debt, buy a new house or car for myself, set myself up to start a new business if I want and even plan for retirement! I’m ready to BREAK THROUGH.

This Money Master Class is about giving you what you need right now to create a LIFE you want for YOU AND YOUR CHILDREN for the LONGTERM. Imagine SPENDING MORE TIME with your KIDS, LOVING your work, and having the FREEDOM and ENERGY to take risk, and live JOYOUSLY.

The Kickass Single Mom Money Master Class is the first step to making all of this happen. 

Here’s What You’re Getting:



Using the Money Finder Formula, in under 60 minutes you're going to trim your budget and find money you're spending unnecessarily. You're getting your hands on the interactive Money Finder Formula Form so you can find money in your budget today that you can apply to building your wealth.

You’re getting the Budget Breakthrough Formula. You’re getting access to one of my favorite tools I’ve used for the past 8 years. It eliminates ALL the guesswork around fixing your budget. The best news is, it’s absolutely FREE.


THE “Earn More” Financial Freedom Formula

You're getting THE formula for bringing MORE income into your household along with the flexibility in your life so you never have to depend on your spouse's financial support again.

Imagine, you're in control of how much income you can earn and the feelings of confidence and freedom that come with it! [YES it’s F’ing awesome!]

You're getting the steps to find and negotiate extremely flexible work options so you have more flexibility and freedom in your work schedule. You're getting the precise resources where you will find companies who are looking for people, just like you, to work remotely. YES, that means from home!



Here you get the exact steps I use to get into a home you can afford and love. You're also getting the answer as to whether you should rent or buy based on your situation. Already own a home or considering buying one? Get the Mortgage and Tax Interactive Worksheet to see exactly how much you can lower your monthly payment by!

You're getting the steps to finding a ride you can afford and enjoy and even tips to get rid of your old car for the best price!



You’ll get the step by step Debt Destroyer Process so you NEVER have to worry about debilitating debt again. Credit card debt, student loans or medical debt be damned! You get these 12 simple steps so you can eliminate debt for good.

Imagine having a FIRM grasp of how to rid yourself of debt and how RELIEVED you feel when it’s FINALLY off your shoulders.



By far one of the biggest secrets to creating MORE opportunity and wealth than you can imagine is your network! You're getting exactly how to find, create and nurture relationships that can increase your earning potential by 10 FOLD – OR MORE.

With a strong network you are going to: build a side business, or quit your corporate job and create a lifestyle business, have more TIME with your kids, for exercise, with friends and hobbies, travel … or finally quit that second job!

I’m giving you access to all of my best strategies so you have more resources at your disposal, more opportunity and a healthy support system…you’ll be unstoppable.



Do you feel like you have credit score woes because of divorce or bills the ex didn’t pay?

NO PROBLEM. If you’re facing divorce, or have gone through divorce and have a lousy credit score – You're getting  my proven step-by-step process to rebuilding your credit and getting the debt monkey off your back. (Because YES, it IS weighing you down! Not a good look!)

You're going to get more energy, more choices, and more opportunities by using the Credit Score Formula. So no matter what your credit score is right now, you get the exact steps to gaining control over it and even increasing it.

Kickass Single Mom Money Master Class Special Edition Bonuses



I know taxes aren’t sexy, but saving money on taxes is soooooo HOT!. There are strategies and laws that many single moms miss, but can save you thousands. Money saved is money IN YOUR BANK!

You're getting 8 of the most important tax advantages that you, as a single mom, can take advantage of this year so you can KEEP more of your money! Combined, these 8 tax advantages add up to $32,283 per year in tax credits or savings!

Get Instant Access!

100% Satisfaction Guarantee


Guarantee: I believe so strongly in the quality of the Kickass Single Mom Money Master Class. I’ve poured my heart into it! And I confidently back it with a 30-Day, Money-Back Guarantee. If you’re not satisfied, just contact me within 30 days of purchase, show you've done the worksheets, and I’ll refund your money. No questions asked.

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Choose an Option for this Exclusive Offer:

Not-Broke Single Mom Guide


  • Money Finder Formula
  • Budget Breakthrough Formula
  • Income Booster Plan
  • Investing Launch For Single Moms
  • Debt Destroyer Process
  • Credit Score Machine
  • Taxes for Single Moms
  • 4 Interactive Worksheets

Single Mom Money Masterclass


  • Money Finder Formula
  • Budget Breakthrough Formula
  • Income Booster Plan
  • Investing Launch For Single Moms
  • Debt Destroyer Process
  • Credit Score Machine
  • Taxes for Single Moms
  • 9 Interactive Worksheets
  • 6 HD Video Tutorials
  • 5 HD Video Profiles of Successful Single Moms

Single Mom Money Masterclass with Personal Sessions


  • Money Finder Formula
  • Budget Breakthrough Formula
  • Income Booster Plan
  • Investing Launch For Single Moms
  • Debt Destroyer Process
  • Credit Score Machine
  • Taxes for Single Moms
  • 9 Interactive Worksheets
  • 6 HD Video Tutorials
  • 5 HD Video Profiles of Successful Single Moms
  • 2 30-minute one-on-one personal phone or Skype sessions with me

After you secure your spot, you get immediate access the Kickass Single Mom Money Masterclass content. It's on!

100% Satisfaction Guarantee


Guarantee: I believe so strongly in the quality of the Kickass Single Mom Money Master Class. I’ve poured my heart into it! And I confidently back it with a 30-Day, Money-Back Guarantee. If you’re not satisfied, just contact me within 30 days of purchase, show you've done the worksheets, and I’ll refund your money. No questions asked.