Best for Competitive Rates and Flexible Terms
- No fees at all -- no charges for origination, late, or insufficient funds.
- Get pre-approved in 2 minutes
- Easy-to-use loan calculator
- Up to 20-year loan terms
- Get a 0.125% discount on other SoFi loan products
- No application or origination fees or pre-payment penalties
- Checking rates will not impact your credit score
- Accredited by the Better Business Bureau with an A+ rating
- Get pre-qualified in 3 minutes or less
- Compare personalized prequalified rates from multiple lenders
- No impact on your credit score to compare rates
- No origination fees or prepayment penalties
- Free customizable rate & monthly payment comparison tool
- Rates based in part on your earning potential
- Loan amounts between $5,000 and $500,000
- Customizable payments, including skipping one payment per year
- Zero fees of any kind