Ready to change your name after a divorce? Perhaps you are eager to return to your maiden name, add a hyphen, take a new husband or wife's name, or create a new, post-divorce name for yourself.
In this post, I explore:
- Two ways to change your name after divorce
- Reviews of name change services
- Who needs to receive a name change notification letter after a divorce
- Costs associated with change your name
If you're in the process of separating, 3 Step Divorce's divorce papers include name-change papers for free.
How to change your name after divorce
Changing your name officially can take a lot of steps if you want to do so with the state and federal governments. Here's how:
Name change with Social Security Administration
To change your name on your Social Security Card, download all the documents and follow the steps on this SSA name change page, which include:
Show original or certified documents proving your legal name change and identity. If you are a U.S. citizen, you also must show us a document proving your U.S. citizenship.
To prove your legal name change, you must show one of the following:
- Marriage document
- Divorce decree
- Certificate of naturalization showing a new name
- Court order for a name change
To prove your identity, you must show an unexpired document showing your name, identifying information, and photograph, such as one of the following:
- U.S. driver’s license
- State-issued non-driver’s identification card
- U.S. passport
If you don’t have one of those documents available, we may be able to accept your:
- Employer identification card
- School identification card
- Health insurance card
- U.S. military identification card
To prove your U.S. citizenship, you must show one of the following:
- U.S. birth certificate
- U.S. Consular Report of Birth Abroad
- U.S. passport (unexpired)
- Certificate of Naturalization
- Certificate of Citizenship
Name change with DMV
Each state has its own process for changing your name officially with its motor vehicle department, and on your driver's license. Typically, you will need:
- Your most recent driver's license or learner's permit
- Divorce degree, marriage license, or court order reflecting the name change
Name change for passport
To change your name on a U.S. passport, this State Department page has all the information and forms you need, including:
- Your original passport
- An original or certified name change document, such as a marriage certificate, divorce decree, or court order
- Color passport photo
There may be a fee associated with your name change on your passport, depending on your situation.
How to change your name after divorce, once the divorce has been finalized.
If you decide you want to change your name post-divorce, you have two options:
1. Ask the court if it can modify the divorce order.
Depending on where you live, you might be able to get the divorce order amended to include a name change.
And if you can’t get the divorce order modified?
2. Use a name change service.
There are many quality services that will help you legally change your name, through online legal documents and instructions for how to file them in your local courthouse.
Name change services reviews
We reviewed the name-change services on the market and recommend LegalZoom. Why?
- BBB rating of A
- Comprehensive legal serivices
- Known company with a long history of quality, online legal service
LegalZoom name change service review
A service like LegalZoom can help reclaim your name. LegalZoom’s $139 name-change service is quick and easy:
- Fill out the questionnaire.
- LegalZoom generates 100% of the documents required to change your name in your state, along with detailed filing instructions.
- Questions? LegalZoom’s excellent customer service experts will help you make sure the papers are filled out correctly.
- File in your local courts
100% money-back guarantee they will be accepted by your local courthouse.
UpdateMyName.com name change service review
UpdateMyName.com is a similar service that has been featured by CBS, Fox News, ABC and other media outlets. UpdateMyName.com provides all the forms you need to change your legal name on legal documents, bills and identification for all 50 states, and its programs costs $39-$99:
Name change checklist: Who needs to receive a name change notification letter after a divorce?
The process varies from state to state.
1. Generally, you need to petition the city or county court for a name change. It’s possible to fill out these documents yourself, hire a lawyer or use a service like LegalZoom.com to do it for you.
2. Often you’ll be required to attend a court hearing. Some states mandate fingerprinting and criminal checks. You will need:
- You divorce decree.
- Proof of your current name, by way of marriage or divorce license, or driver's license, passport or state identification.
3. Many states require you to publish a name change notice in a newspaper’s “legal notices” classified section; some also require you to publish the date of your court hearing. Your first step should be to research the laws in your state, or call your local court house.
4. Companies or institutions that have your former name on record need to update their records with your new name. Among them:
This will be easier if your auto, life and homeowners/renters policies are bundled. Just contact your agent to get the ball rolling. If you have policies at more than one company, you’ll have to make more than one call.
Contact your health insurance provider about your name change, too, because you’ll need a new ID card. If your kid’s name changed, too, update their record.
If you’re a beneficiary on someone’s life insurance, be sure to let the insurance company know about your name change.
Companies who handle your money need to know your new name. Among others to notify:
- Banks or credit unions
- Investment/retirement accounts
- Mutual funds
- Credit card and loan issuers
Not all banks are willing to change the name on an account. You might have to close it and open a new one; if so, remember to update the info for direct deposit or autopay associated with the old account.
Health care providers
Your doctor, dentist, therapist, massage practitioner or anyone else who takes care of you needs your new legal name added to the record.
Make sure the new name is also reflected on your kids’ records as well. This will prevent paperwork snafus at the next immunization or sports physical.
If your name was changed as part of the divorce, then your lawyer already has it. But if you changed it yourself, be sure your divorce attorney has the new name on file.
If you have a will (and you should), power of attorney, trust, living will or other legal documents, let the lawyer know about your name change. Get copies of the revised documents to keep at home, to prevent any confusion later on.
How much does it cost to change your name after a divorce?
If it’s part of the divorce decree, then changing your name won’t cost anything extra. But if you’re changing it post-divorce, expect to pay anywhere from $150 to more than $430 for court and legal fees. Among some of the potential costs:
- Filing court paperwork
- Publishing a name-change notice in the newspaper
- Paying for a criminal records check (in states that require fingerprinting)
- Getting certified copies of the official decree
- Paying a lawyer
Instead of paying a lawyer or struggling with the forms yourself, you could go with a site like LegalZoom.com, which charges as little as $139 for name changes.
What legal documents need to be updated when you change your name after a divorce?
Any document that bears your old name should be changed to reflect the new one. This includes a driver’s license, passport, state ID, social security card, bank accounts, mortgage and car notes.
How you change your name on a passport
If your name change happened less than one year after the passport was issued, you might be able to change it by mail. Along with the form you’ll need to include a certified copy of the name-change document, a color photo and your current passport. It won’t cost you anything.
But if the name change happened more than a year after the passport was issued, you’ll need to apply in person – and you’ll have to pay first-time applicant fees.
Visit travel.state.gov to learn more and download the necessary forms.
How you change your name on a driver’s license
This is a good place to start, since having a photo ID with your new name could make it easier to change your name elsewhere.
Bring a certified copy of the divorce decree or name-change order to the department of motor vehicles, along with any other required documents (which could include an updated Social Security card).
In addition to changing your license, ask about amending your vehicle title and/or vehicle registration records.
How you change your name on a Social Security card
Download an application from ssa.gov. You’ll also need to provide documentation:
- The divorce decree or court order for your name change
- A passport, U.S. driver’s license or certain other forms of ID
- Proof of citizenship
You can mail all this, or take it to a Social Security field office. Note: There’s no charge for this service; the U.S. government advises against using businesses that offer to get you a new card for a fee.
Frequently asked questions and changing names after divorce
What happens to your name after divorce?
Nothing happens to your name during divorce unless you take steps to change it.
Why would a divorced woman keep her married name?
Some women don’t change it because they want to have the same last name as their kids. Others keep the married name because they’ve established careers under it.
Can you change your last name as part of your divorce decree?
Yes! Changing your name as part of your divorce process can be the easiest way to do it. Specify your name change as part of the divorce process. The divorce decree will include an order restoring your former name, which you can immediately start using.
How long does it take to have your name changed after a divorce?
It’s impossible to say. Getting a hearing at a busy big-city court will likely take longer than at a rural court system. Additional delays could come from fingerprinting/criminal check requirements, especially if there’s a backlog. Legal notice rules vary, too.
Generally speaking, you can expect the process to take at least two weeks. But it could also take months.
Can I change my name after divorce for free?
Maybe. In some places you can just go back to using your former name rather than legally change it after divorce. Check to see if your state allows this.
RocketLawyer has a free name-change notification letter you can send to any of these businesses or institutions.
However, you’ll still need to change your name on bank accounts, your driver’s license, and other accounts and documents.
Keep in mind that a legal name change – whether during or after the divorce – is probably the surest way to make sure your name gets accepted. You’ll have the paperwork to prove it.
Can you change the name of your children after a divorce?
In general, courts tend to favor children keeping their current names. However, there are exceptions. Among the factors the court will consider:
- The child’s age
- How long the child has used their current last name
- Any benefits or negative impacts of a potential name change
- The strength of the child’s bond with the other parent
Even if your son or daughter does end up with your last name, they’ll still have the same relationship with their other parent. A name change after divorce doesn’t change things like visitation or child support.
Note that changing a child’s name is a common symptom of parental alienation.
How do I get my name changed after divorce?
Check out LegalZoom’s $139 name-change service. Easy, fast and affordable. LegalZoom has an A+ Better Business Bureau rating.
I’m a huge advocate of women keeping their birth names when they marry. (Notice I didn’t say, “maiden name.” Ever think about how sexist that is?) The reasons have been well argued: You are an adult woman who is not the property of your husband. You have a history of your own, a professional identity and public identity that is linked deeply to your name. Plus, duh, you and every other member of Western culture have an excellent chance of divorce.
I asked for others’ experiences with their surnames following the demise of a marriage. The accounts I received were touching, funny, painful and human — much like the human relationships that shape them.
What to consider if you’re considering a name change after divorce:
Careful with being creative! When Bonnie Russell of San Diego, Calif., divorced, she was compelled to change her name back to her birth name, but when her young children protested, she acquiesced. “At first, I went with what the kids wanted, although having the last name I didn’t want at all, bothered me,” Russell says. “Later, I decided to drop my married and birth names, figuring if a first-name-only was good enough for Madonna and Cher, why not me?”
She quickly learned the answer to that question. When she received her new Social Security card, it read: BONNIE NLN.
She called her local Social Security office and asked, What is NLN?
“They answered, ‘No Last Name,'” Russell recalls. “I soon found everyone needing my identification thought “NLN” was my last name.” Tired of explaining the pickle, Russell officially changed her name to her birth name — Russell.
Michelle Faulkner, of Reading, Mass., kept her married name partly for professional consistency, “but mostly because I wanted to have the same last name as my children, who were 3 and 5 at the time,” she says. “Divorce was confusing enough for children that age; I didn’t want their friends and school to have the additional confusion of a different last name for their mom. I may marry again in the next year or two, and I won’t change my name if I do — for the same reasons.”
When Sandra LaMorgese divorced 9 years ago, her career as a speaker and author was just gaining momentum. “If I returned to using my maiden name, it would’ve been like starting from scratch,” she says. “So I kept LaMorgese, however, I innovated. My ex-husband’s family pronounces LaMorgese the American way: la-mor-jez. I made it my own by pronouncing it the Italian way: la-mor-gaze-ee.”
Adriana Saurini (nee’ Dudasova) did not change her married name back to her birth name to make things easier on her daughter, and for logistical reasons. Plus, “I have no emotional attachment to my maiden name. It is my father’s name who left us when I was just 8 years old,” she explains. Plus, “My maiden name is extremely hard to pronounce as I am an immigrant from Slovakia. My married name is so much simpler and it sounds great with my first name. I am about to remarry. I will add my new husbands name as my middle name. (I don’t have a middle name). He understands and supports my decision.”
Nicole Earle of Forrest Hills, N.Y., resisted changing her name when she married, “but my husband-to-be was very macho and traditional and didn’t even like the idea of hyphenating our names. So I gave in.” Among her reasons for legally changing her name back, includes family pride. “I have my grandfather’s last name. He was an immigrant who came to this country from Jamaica as a young man. He sponsored many of his family members as well as my grandmother’s. He took care of his family and sometimes those who weren’t his family, owned his own business, owned property, had strong values and was a brave man. Pure example of the American dream. I’m the last to have his name and I want to hold on to it.”
Brittany Frizzell’s (her ex-husbands last name) decision to change her name “had a lot of ebb and flow,” she says. “I will always love him and respect my ex-husband. For most of the time during our divorce I thought, “There isn’t a single day in the future that I wouldn’t marry him again.” People make mistakes and grace and compassion are the greatest things we can learn in a relationship – maybe even above unconditional love.
As time went on and the finalization of the divorce became more clear and real I settled into the idea of having my own life. It has nothing to do with how I feel about my former spouse. I know I need a clean slate and one that doesn’t remind me of what these last few years felt like. My love for him is not the hinge of the decision to change my name.
“In the end I decided to take my maternal grandparents’ name — Storms. They are the most fun, loving, and supportive people I know. My grandfather is not my biological grandfather and he and my grandmother were never able to have children of their own. I am honored to take their name and start this new life. All while still carrying my experience and my former spouse in my heart.”
The experts also weighed in.
Kelsey Mulholland, a family attorney in Morristown, N.J., said that the one reason a woman absolutely should not change her name back to her birth name, is if it is solely for the purpose of avoiding creditors or criminal prosecution. “A court will often make sure that a woman has a good faith reason for changing her name back and that she is not doing it to avoid creditors or criminal charges,” Mulholland says.
Keep your birth name — except when your career suffers Rosemary Frank, MBA, a financial advisor and divorce financial analyst, urges both parties to keep their birth names when marrying, saying: “The only true marriage name of an equal partnership would be a hyphenated version of both spouses birth names. In the event of divorce, wives who did change their names should revert to their birth names, Frank says. “Divorce is a process of making oneself whole again. Recovery of one’s birth name is part of that restoration to their prior individuality.”
An exception, Frank says, is when the wife has significant professional collateral with her married name.
Twice-married divorce coach Heather Debreceni of Longmont, Colo., says that the name change can be such an emotional issue that it can be used as leverage in the divorce proceedings. “Even if you don’t feel strongly about changing your name, your former spouse might,” Debreceni says. “You may be able to use that knowledge during your negotiations.”
Danielle Tate is founder of both MissNowMrs.com and GetYourNameBack.com — platforms that help women change their names before and after marriage, respectively. Her advice:
1. “Always have your attorney include a name change order restoring your maiden name in your divorce decree. If women do not have a name change order within their divorce decree, they will have to petition the court system for a legal name change order — an expensive and tenuous process.”
2. “If you have not changed your name back to your maiden name post-divorce and are remarrying, be sure to write your current married name on your marriage license application. If you list your maiden name on the license, you will not be able to use it to change to your new fiance’s last
Keeping the married name might be good for the kids — and keeping you both single April Masini, author of four relationship advice books and the ‘AskApril’ advice column says that keeping your married name can help make the transition easier for young kids post-divorce.
“If a woman changes her last name after a divorce, and her kids see that there are now two homes, one parent in each, less to go around, and mom’s got a different name than we do, there’s more upset, more confusion and more transition, as well as an unearned feeling of loss from the name change,” Masini says. “However, if the marriage was so bad that the name change is liberating, in spite of the transition the kids go through as a result, it can be a positive change. Many kids choose to change their own names as a result, upon reaching majority, and while names tell a story about where you came from, they are, at the end of the day, a bunch of letters arranged in a certain way.”
She warns that keeping a married name can keep you stuck in a romantic relationship that has since ended. “If you have fond feelings — or can’t let go of the fact that you’re no longer connected by marriage — keeping your married last name after the divorce is a way to hold on,” Masini says. “It’s also a way to thwart a subsequent marriage your ex may enter into by being ‘the other Mr. or Mrs. so-and-so.'”
It’s all about you If you’re not sure what to do, look around at other families before you assume your family — or your names — have to look a certain way, says New York family lawyer Casey Greenfield. “You might be surprised by how many different last names make up the family next door,” she says. “The name you keep, shed, or reclaim is yours. When you are deciding about what to call yourself, a name is not your parents’ or your ex-spouse’s. Do you like the look and sound of it? Do you like the meaning it suggests to you? You’re going to wear this name or rid yourself of it, so decide how it feels to you.”
If you decide you want to change your name post-divorce, you have two options: ask the court to modify the divorce order or use a name change service.