57 business tools for work-at-home moms

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The ultimate work-at-home mom online toolkit to grow profits in less time.

Struggling to grow your online, work-from-home business? 

Thankfully, today there are many affordable (or free!) online tools to help you scale, profit and enjoy running your company.

Instant access to a variety of scalable, web-based tools can drive organization and boost productivity for self-employed moms.

In this guide, we’ll lay out our top tool picks for work-at-home gigs, including:

[13 work-at-home careers that are great for parents]

And here’s the best part—many of these tools are completely free, have an affordable price point, or offer a free version with enough functionality to make a difference in the way you do business. Some tools are more expensive, so start small and level up as your business grows.

Business management tools

Demand order with small business tools covering everything from legal paperwork to accounting:

Legal and insurance


Choose your monthly subscription plan, then get access to 150+ legal forms to help you:

  • Form your LLC, S Corp, Sole Proprietorship or other business structure
  • Get an EIN
  • Form a nonprofit
  • Secure your business name
  • Protect your ideas and products with trademarks, copyrights, utility and design patents
  • Speak with an attorney to help fill out and file the appropriate forms

Free 7-day trial. LLC formation starts at $79. A+ rating, BBB.


One-stop shop for hundreds DIY legal forms, as well as help finding a local business attorney. Access legal forms, books, and software. DIY products start at $17.99. BBB A- rating.


You need disability insurance more than life insurance.Those who do not have disability insurance through a job, including the self-employed, can find individual coverage through reputable companies for an affordable price. Breeze disability insurance plans start at $9/month for people aged 18 to 60 years old, with monthly benefits ranging from $500 to $20,000.  

Breeze only rarely requires a medical exam. Get a free quote in minutes from Breeze >>

Business insurance

Cover Wallet

Get affordable business insurance quotes online in minutes for general liability, umbrella insurance, errors and omission, cyber liability, workers compensation, and much more. Backed by Zurich Insurance Group.

Next Insurance

Instant quotes for business insurance. Download certificates of insurance, file claims, and add additional insured all online. BBB A+ rating.

Life insurance


Term life insurance provided by an A+ rated national carrier. No medical exam, guaranteed. Get coverage in minutes. Coverage up to $1.5M, and payments as low as $10/month. Get a quote now from Bestow >>

[Top affordable life insurance companies for moms]


CIT Bank

FDIC-insured business savings and personal savings accounts, with APRs at market high of 1.8%. Money market, high-yield savings, CDs, and custodial accounts for children. 2019 FinTech Award. BBB rating, B-. 


FDIC-insured checking, savings, credit cards, loans, mortgages. Access to 55,000+ surcharge free ATMs. 

Bookkeeping, accounting, and payroll tools


Cloud-based invoicing/accounting app for the self-employed. Automate invoicing and online payments from clients. Upload receipt photos with mobile app (Android and iOS) and connect to a bank account or credit card to easily track business expenses. Integrate with apps like G Suite and Stripe. Free 30-day trial. Plans start at $15/month. 

QuickBooks Online

QuickBooks Online can tell you everything you need to know about your business. It’s not limited to profit and loss, but also provides information like accounts payable and receivable, sales, inventory and profitability.

QuickBooks Online  tracks revenue and cash flow, organizes and categorizes receipts for tax time, and allows invoicing with just a few clicks. QuickBooks Online will pay bills (including recurring bills), and tracks labor costs and expenses so you can weigh a project’s profitability.

The price of hiring an accountant could set your business back anywhere from $50,106 to $60,561 a year, according to Salary.com. QuickBooks Online is priced from $25 to $150 per month, depending on which of the four plans you choose. Get a 70% discount for 3 months and a 30-day free trial >>

QuickBooks Online earned an Editor’s Choice Award from PC Magazine, for offering “the most effective, comprehensive, useful and usable tools.” The magazine notes that QuickBooks Online’s “depth, flexibility and extensibility outclass those of its rivals.”

QuickBooks Live Bookkeeping 

With Intuit QuickBooks Live Bookkeeping, the assistance starts immediately. Through live video chat, you’ll be walked through the steps of getting set up in the system, importing data, connecting apps and linking to your bank. You’ll also be assigned a dedicated bookkeeper.

After that, ongoing support for Intuit QuickBooks Live Bookkeeping includes:

  • Best-practice tips, so your business gets optimal results 
  • Ongoing maintenance, categorization and reconciliation of your books during the month, with reports via phone or video chat
  • Monthly, quarterly and annual reviews and statements

Any time you have questions, just e-mail or video chat with your bookkeeper. In fact, Intuit QuickBooks suggests checking in at least once a month. This consulting included in the fee. 

According to Salary.com, a bookkeeper typically earns anywhere from $38,043 to $48,625 a year. By comparison, QuickBooks Live Bookkeeping costs anywhere from $270 to $670 per month, depending on your business volume.

How to make 6-figures as a grant-writer from home

Small business payroll 

Payroll is complicated because it has so many moving parts. Not only is it time-consuming, it’s imperative that you avoid mistakes. Otherwise you might be breaking U.S. tax law.

Besides, your employees work hard for you. Getting their paychecks or direct deposit on time is essential.


Accounting resource for small business owners. At-a-glance financial view of your business. Integrates with TurboTax and ProConnect tax software and Mint money management tool. QuickBooks Plus is free for 30 days. Monthly plans start at $10/month. Product of Intuit, Inc., BBB A+ rating.


Free access to invoicing, accounting, and receipt scanning. Payroll services start at $20/month, and Wave is used by 31 million small business customers in North America. BBB A+ rating. 

Website and blogging tools

Today you don’t have to spend thousands of dollars hiring a professional web designer. Instead, Make your own website quickly and inexpensively. Here are some reputable tools to get you started: 

Website tools


Buy your domain name (that is the URL, like wealthysinglemommy.com), and a hosting service. One of the best website hosting solutions for websites or blogs. Starts at $3.95/month for new customers.

Elegant Themes

Free trial to test the most widely used WordPress website theme, Divi. In WordPress, themes are pre-set designs that have built-in fonts, colors, heading styles, and layouts for images and text— you pop them in, add your content, and publish for all the world to see. Visual page builder. Customize unlimited websites. $89/year or $249 lifetime.


Create, launch, and maintain a beautiful site using website templates. Intuitive, drag-and-drop editor helps you create a gorgeous site, quickly without advanced design skills. Plans start at $17/month.


Make your own website with a choice of stunning, pre-designed templates and automated tools to help you choose the best design for your business. Requires time to customize and is suited for intermediate to advanced users with some level of technical aptitude. Mobile responsive themes (that just means your site looks great on phones and tablets). Free 14-day trial. Plans start at $18/month. A+ BBB rating.


Website builder helps you create a high-converting website without customized code. Free for 14 days. Website-only plans start at $19/month. 


Create, promote, and sell online courses. Start for free. Plans start at $39/month. 


Get started for free. Websites, blogs, ecommerce, domains, and self-hosting solutions. Build WordPress website templates. Plans start at $4/month. 

Elementor/Elementor Pro

WordPress, Wix, and Squarespace all have built-in website editors, but this plugin (add-on software) offers advanced design customization specific to WordPress. It’s like a companion for WordPress. Manageable sections for drag-and-drop design without overwhelm. Free download of Elementor. Elementor Pro costs $49/year and offers even more design features.

Document tools

These document management tools provide storage, signatures, and backup/recovery to help you stay organized and communicate and share with clients and colleagues with ease: 

Document storage


Store and access your important files with secure, personal cloud storage (online backup service). 30 days, free storage (up to 3 TB of data). Get additional document collaboration tools with a Dropbox Business plan starting at $15/month. 

Google Drive

Access and share files from multiple devices using this Google mega product. 30-day free trial of Drive Enterprise. Plans start at $9/month per 25 GB for one user. 


Microsoft Office's answer to cloud storage, OneDrive is for document collaboration, sharing, and retrieval from multiple Internet-connected devices. Business plans start at $5 per user/month. 

Document signing


Gather e-signatures for legally binding documents. Integrates with Google Drive for easy file sharing. Free account, with 30-day trials for monthly plans. Pro plan starts at $15/month.


Free account to sign unlimited documents. Advanced document collaboration features available through free trial of DocuSign Agreement Cloud. Monthly plans start at $15/month. 

Backup and recovery


Comprehensive file, photo, and data backup and recovery solution for small businesses. Unlimited cloud storage, per computer from $6/month, billed yearly. Free 15-day trial.


Cloud-based backup and recovery. Free 15-day trial, $6/month thereafter. Unlimited data backup. Recommended by Macworld.


Protect your business devices including PCs, Macs, iPhones, iPads, and Android devices. Ransomware protection. Up to 5 GB of backup for free. Business plans start at $99.50/year.

Content creation and sharing tools

These email marketing tools and content marketing tools can help spread your message clearly, visually, and beautifully:

Writing tools

Google Docs

Free word processing solution. Create, collaborate, and share content from anywhere. Real-time editing.

Apache OpenOffice

Free, open-source business productivity suite featuring word processing. Create spreadsheets, presentations, and drawings. Linux, Windows, and macOS.


Free writing assistance tool. Automated grammar checker and plagiarism detector. Makes suggestions for word choice and phrasing to improve readability. Sharpen your business content and emails. Add to your browser or download for integration with Microsoft Word and Outlook. Plans start at $29.95/month. 

Photo editing tools


Free, open source graphics editor. Linux, Windows, and macOS.

Graphic design tools


Free online graphic design interface with easy-to-use templates to create social media graphics, invitations, menus, posters, resumes, business cards, and more. Try Pro free for 30 days. Plans start at $12.95/month.


Free online graphic design tools for business owners. Platform contains 2.2M+ royalty-free images. Plans start at $15/month. 

Adobe Spark

Part of the Adobe Creative Suite but also a free, standalone graphic design program. Synced on mobile (iOS) and web. Pro plans start at $9.99/month.

Video tools


Free online video platform. Upload, host, edit, and share unlimited, original content for your brand with an audience of 1 billion users/month. Get 1,000 subscribers to watch 4,000 hours of your content to make money at home through your channel. Integrates with G Suite. 


Share videos, collaborate, and live stream from anywhere with a phone, tablet, or laptop and Internet. Host ad-free videos with password-protection and private links. Upload to Facebook, YouTube, LinkedIn and Twitter. Free basic plan. Limits on storage and users. 7-day free trial for pro plans, which start at $7/month.


Create high-quality videos with drag-and-drop options to edit video footage, add or adjust audio, create special effects, and add custom transitions. Great tool for beginners. Use tools like Vimeo or YouTube to host and share Filmora videos. Windows and macOS. Free download. Paid plans start at $12.99/month, billed annually. 

Email marketing tools


Create newsletters and automate email campaigns. 30-day trial. Plans start at $19/month.

G Suite

This is Google’s whole package of integrated apps, including Google Docs, Google Sheets, Google Forms, and Google Slides. Easily meshes with Google Drive and Gmail. Free 14-day trial. Plans start at $6/month per user.


Free email marketing for up to 2,000 contacts. Multiple marketing options and templates. Plans start at $9.99/month.

Constant Contact

Free 60-day trial. Create professional email campaigns. Customizable templates. Plans start at $20/month.

Productivity tools

These are our favorite tools to stay organized at work and life—and the intersect of work and life! These work-from-home productivity tools can help you stay on top:

Time management tools


Free scheduling platform helps clients and colleagues view your availability and book time for calls and meetings. Paid plans start at $10/month.

Acuity Scheduling

Organization tools for work to automate your availability for clients. Free with paid plans starting at $15/month.

Conference call tools


Cloud-based video and teleconferencing system. Free plan with up to 10 participants. Paid plans start at $20/month. 


Host meetings online or via phone. Free 14-day trial. Plans start at $14/month.

Project management tools


Collaborate, communicate, and track team projects. Free version has unlimited planning tools. Business plans start at $12.50/month.


Track up to three projects with 20 users and 1 GB of storage for free. 30-day free trial of Basecamp Business, $99/month thereafter. Great product, best suited for larger orgs.


Track time, automate workflows, and view project status on one platform. Start for free with unlimited users and project boards. Plans start at $29/month.


Customizable project management to help you stay organized, productive and connected. Free version has unlimited tasks and users. Plans start at $9/month.

Team chat tools


Popular cloud-based collaboration space is like a private group with tasks. Integration with more than 1,500 business tools and apps like Dropbox and Google Drive. Tech-savvy users can create internal apps in Slack to streamline information flow. Free basic plan. Premium plans start at $8/month.

Microsoft Teams

Included in Microsoft Office 365 Business Premium or Enterprise E3 products. Synchronize your team communication and effort with this collaboration tool. Integrates with Microsoft apps and 200+ business tools. Free download. Annual paid plans start at $12.50 per user/month. 

Job search tools

There is a lot of garbage promotion of work-at-home jobs—especially for moms. These are legitimate, vetted job sites that offer quality, flexible work:

Job search websites


Try this job search website for all kinds of jobs, but use the great search function with the following search terms:

  • work from home on a computer
  • work from home LPN jobs
  • work from home medical jobs
  • work from home caregiver jobs

Mix your search with your expertise and interests to explore new opportunities.


BBB accredited, A+ job search website for work-from-home, flexible, telecommute and remote jobs, started by Sara Sutton Fell, a mom who craved such jobs. Each company featured on the site is hand-vetted by FlexJobs’ team. In other words: these are very high-quality positions, no baloney. Search for jobs you can work from home on a computer such as:

  • Work-from-home typing jobs
  • Work-from-home data entry jobs
  • Work-from-home customer service jobs
  • Work-from-home chat jobs
  • Work-from-home transcription jobs
  • Work-from-home writing jobs
  • Work-from-home proofreading jobs
  • Work-from-home graphic design jobs
  • Work-from-home marketing jobs
  • Work-from-home programming and coding jobs 
  • Work-from-home virtual assistant jobs
  • Work-from-home grant writing jobs 

Free to browse. Unlock full descriptions of jobs for $14.95/month.

Read my complete FlexJobs review.

Professional resume writing service


Hiring a professional resume writer or resume editor is a huge advantage. A quality resume service will help you not only create a professional resume, but also help you frame your experience and goals in a way that you cannot do on your own. It always helps to have a second set of trusted eyes when it comes to important career moves.

ResumeWriters.com has helped more than 250,000 clients in 70+ specialties update and create resumes, CVs and LinkedIn profiles for students, professionals, executives, military, IT, and those seeking career changes (or getting back into work after staying home with kids, or other life events).

What do you think of these tools? Do you have favorites not listed here? Please share your thoughts.

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Robyn Evans is an award-winning writer, inspirational author, and occasional songstress (especially in the shower). Born and raised in Baltimore, she focused on helping women make healthy choices for body, mind and soul. She’s a grateful bonus mom to a photographer son and activist daughter and works with young writers through a non-profit organization. Robyn writes for corporate clients, is a former feature writer for The Carroll County Times, has written for The Baltimore Sun and is the author of three books. Learn more about Robyn here.

One Comment

Hi, I just had a question since i i realized it today that we don’t need to hold a direction during
air combo from medium to low..when did they update this?

Makes combos easier lol.

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